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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ADVANCIAL FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ADVANCIAL FEDERAL CREDIT UNION |
| Address | 1845 WOODALL RODGERS FWY STE 1300
DALLAS, TX 75201 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 45 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,097,000 |
| Average Mortgage Loan Amount Applied For | $109,150 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $133,750 |
| Highest Applicant Income | $327,000 |
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| Home Improvement |
27 | $1,281,000 |
$47,000 | $135,000 |
$128,000 | $327,000 |
| Home Purchase |
13 | $2,112,000 |
$162,000 | $417,000 |
$109,000 | $189,000 |
| Refinancing |
5 | $704,000 |
$140,000 | $259,000 |
$113,000 | $177,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $9,000 |
$9,000 | $9,000 |
$88,000 | $88,000 |
| Black or African American |
2 | $45,000 |
$22,000 | $25,000 |
$57,000 | $73,000 |
| Hispanic |
1 | $14,000 |
$14,000 | $14,000 |
$128,000 | $128,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
19 | $1,196,000 |
$62,000 | $218,000 |
$144,000 | $327,000 |
| White |
22 | $2,833,000 |
$128,000 | $417,000 |
$108,000 | $220,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
45 | $4,097,000 |
$91,000 | $417,000 |
$121,000 | $327,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $35,000 |
$17,000 | $20,000 |
$42,000 | $73,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
43 | $4,062,000 |
$94,000 | $417,000 |
$125,000 | $327,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $35,000 |
$17,000 | $20,000 |
$42,000 | $73,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ADVANCIAL FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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