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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ADVANTAGE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ADVANTAGE BANK |
| Address | PO BOX 70, 8001 NE 23
SPENCER, OK 73084 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 139 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,233,000 |
| Average Mortgage Loan Amount Applied For | $55,500 |
| Highest Mortgage Loan Amount Applied For | $260,000 |
| Average Applicant Income | $77,166 |
| Highest Applicant Income | $214,000 |
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| Home Improvement |
67 | $807,000 |
$12,000 | $71,000 |
$39,000 | $189,000 |
| Home Purchase |
50 | $2,210,000 |
$44,000 | $144,000 |
$73,000 | $214,000 |
| Refinancing |
24 | $1,332,000 |
$55,000 | $260,000 |
$43,000 | $110,000 |
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| American Indian or Alaskan Native |
1 | $36,000 |
$36,000 | $36,000 |
$31,000 | $31,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
26 | $335,000 |
$12,000 | $80,000 |
$39,000 | $113,000 |
| Hispanic |
1 | $51,000 |
$51,000 | $51,000 |
$17,000 | $17,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $634,000 |
$52,000 | $144,000 |
$126,000 | $214,000 |
| Not Provided |
29 | $587,000 |
$20,000 | $100,000 |
$41,000 | $132,000 |
| White |
72 | $2,706,000 |
$37,000 | $260,000 |
$49,000 | $189,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
141 | $4,349,000 |
$30,000 | $260,000 |
$52,000 | $214,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
22 | $423,000 |
$19,000 | $80,000 |
$52,000 | $189,000 |
| Application Withdrawn By Applicant |
13 | $761,000 |
$58,000 | $260,000 |
$47,000 | $110,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
106 | $3,165,000 |
$29,000 | $232,000 |
$52,000 | $214,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ADVANTAGE BANK by:
Metropolitan Area And
County
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