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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ADVANTIS CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ADVANTIS CREDIT UNION |
| Address | 3010 SE BELMONT
PORTLAND, OR 97214 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 355 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $57,394,000 |
| Average Mortgage Loan Amount Applied For | $161,625 |
| Highest Mortgage Loan Amount Applied For | $668,000 |
| Average Applicant Income | $79,416 |
| Highest Applicant Income | $889,000 |
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| Home Improvement |
37 | $3,001,000 |
$81,000 | $467,000 |
$92,000 | $249,000 |
| Home Purchase |
241 | $54,198,000 |
$224,000 | $700,000 |
$78,000 | $889,000 |
| Refinancing |
211 | $31,091,000 |
$147,000 | $545,000 |
$81,000 | $370,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
22 | $4,723,000 |
$214,000 | $496,000 |
$75,000 | $176,000 |
| Black or African American |
17 | $3,782,000 |
$222,000 | $405,000 |
$88,000 | $238,000 |
| Hispanic |
12 | $2,240,000 |
$186,000 | $473,000 |
$90,000 | $370,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $742,000 |
$371,000 | $417,000 |
$117,000 | $149,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
436 | $76,803,000 |
$176,000 | $700,000 |
$80,000 | $889,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
489 | $88,290,000 |
$180,000 | $700,000 |
$80,000 | $889,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
148 | $32,633,000 |
$220,000 | $700,000 |
$79,000 | $294,000 |
| Application Denied By Financial Institution |
64 | $12,384,000 |
$193,000 | $490,000 |
$63,000 | $200,000 |
| Application Withdrawn By Applicant |
26 | $5,518,000 |
$212,000 | $499,000 |
$77,000 | $300,000 |
| File Closed For Incompleteness |
2 | $351,000 |
$175,000 | $225,000 |
$43,000 | $44,000 |
| Loan Originated |
229 | $32,533,000 |
$142,000 | $668,000 |
$88,000 | $889,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
3 | $604,000 |
$201,000 | $260,000 |
$67,000 | $88,000 |
| Preapproval Denied by Financial Institution |
17 | $4,267,000 |
$251,000 | $560,000 |
$60,000 | $149,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ADVANTIS CREDIT UNION by:
Metropolitan Area And
County
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