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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AFFINITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
AFFINITY CREDIT UNION |
| Address | 475 NW HOFFMAN LANE
DES MOINES, IA 50313 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 92 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,828,000 |
| Average Mortgage Loan Amount Applied For | $28,285 |
| Highest Mortgage Loan Amount Applied For | $215,000 |
| Average Applicant Income | $57,428 |
| Highest Applicant Income | $144,000 |
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| Home Improvement |
59 | $599,000 |
$10,000 | $67,000 |
$55,000 | $144,000 |
| Home Purchase |
22 | $2,164,000 |
$98,000 | $200,000 |
$41,000 | $82,000 |
| Refinancing |
12 | $1,068,000 |
$89,000 | $215,000 |
$44,000 | $85,000 |
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| American Indian or Alaskan Native |
1 | $8,000 |
$8,000 | $8,000 |
$20,000 | $20,000 |
| Asian |
1 | $25,000 |
$25,000 | $25,000 |
$57,000 | $57,000 |
| Black or African American |
5 | $97,000 |
$19,000 | $40,000 |
$38,000 | $53,000 |
| Hispanic |
1 | $5,000 |
$5,000 | $5,000 |
$36,000 | $36,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
17 | $1,917,000 |
$112,000 | $200,000 |
$43,000 | $82,000 |
| White |
68 | $1,779,000 |
$26,000 | $215,000 |
$54,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
93 | $3,831,000 |
$41,000 | $215,000 |
$51,000 | $144,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $750,000 |
$68,000 | $131,000 |
$30,000 | $56,000 |
| Application Withdrawn By Applicant |
19 | $2,107,000 |
$110,000 | $215,000 |
$48,000 | $85,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
63 | $974,000 |
$15,000 | $89,000 |
$55,000 | $144,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AFFINITY CREDIT UNION by:
Metropolitan Area And
County
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