|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
AFFINITY PLUS CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
AFFINITY PLUS CREDIT UNION |
| Address | 175 LAFAYETTE ROAD
ST. PAUL, MN 55107 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 6,643 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $510,576,000 |
| Average Mortgage Loan Amount Applied For | $65,508 |
| Highest Mortgage Loan Amount Applied For | $1,085,000 |
| Average Applicant Income | $56,467 |
| Highest Applicant Income | $1,493,000 |
|
|
|
| Home Improvement |
4,500 | $164,440,000 |
$36,000 | $466,000 |
$52,000 | $534,000 |
| Home Purchase |
1,134 | $183,458,000 |
$161,000 | $950,000 |
$64,000 | $924,000 |
| Refinancing |
1,020 | $163,415,000 |
$160,000 | $1,085,000 |
$71,000 | $1,493,000 |
|
|
| American Indian or Alaskan Native |
25 | $1,805,000 |
$72,000 | $200,000 |
$60,000 | $250,000 |
| Asian |
187 | $16,029,000 |
$85,000 | $470,000 |
$55,000 | $232,000 |
| Black or African American |
152 | $15,990,000 |
$105,000 | $411,000 |
$56,000 | $136,000 |
| Hispanic |
84 | $7,542,000 |
$89,000 | $315,000 |
$55,000 | $223,000 |
| Native Hawaiin or Other Pacific Islander |
17 | $1,147,000 |
$67,000 | $242,000 |
$51,000 | $107,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
928 | $63,390,000 |
$68,000 | $1,085,000 |
$57,000 | $1,493,000 |
| White |
5,261 | $405,410,000 |
$77,000 | $740,000 |
$57,000 | $769,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
6,654 | $511,313,000 |
$76,000 | $1,085,000 |
$57,000 | $1,493,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
79 | $15,878,000 |
$200,000 | $740,000 |
$67,000 | $243,000 |
| Application Denied By Financial Institution |
459 | $46,157,000 |
$100,000 | $1,085,000 |
$49,000 | $576,000 |
| Application Withdrawn By Applicant |
1,735 | $152,221,000 |
$87,000 | $950,000 |
$57,000 | $1,493,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
4,381 | $297,057,000 |
$67,000 | $568,000 |
$57,000 | $534,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
13 | $544,000 |
$41,000 | $150,000 |
$55,000 | $128,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
336 | $40,891,000 |
$121,000 | $1,085,000 |
$51,000 | $576,000 |
| Debt-To-Income Ratio |
83 | $3,906,000 |
$47,000 | $466,000 |
$41,000 | $180,000 |
| Employment History |
3 | $70,000 |
$23,000 | $44,000 |
$26,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
12 | $446,000 |
$37,000 | $135,000 |
$36,000 | $53,000 |
| Unverifiable Information |
2 | $41,000 |
$20,000 | $23,000 |
$44,000 | $50,000 |
|
Mortgage Loan App Totals for AFFINITY PLUS CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
