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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AGSOUTH FARM CREDIT, ACA
Mortgage Loans and Application Details
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| Mortgage Company Name |
AGSOUTH FARM CREDIT, ACA |
| Address | 296 NORTH MAIN ST
MADISON, GA 30650 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 880 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $129,484,000 |
| Average Mortgage Loan Amount Applied For | $165,537 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $88,834 |
| Highest Applicant Income | $1,304,000 |
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| Home Improvement |
76 | $8,766,000 |
$115,000 | $1,000,000 |
$114,000 | $1,006,000 |
| Home Purchase |
395 | $53,826,000 |
$136,000 | $693,000 |
$68,000 | $1,304,000 |
| Refinancing |
410 | $66,940,000 |
$163,000 | $861,000 |
$72,000 | $517,000 |
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| American Indian or Alaskan Native |
3 | $250,000 |
$83,000 | $110,000 |
$20,000 | $32,000 |
| Asian |
1 | $257,000 |
$257,000 | $257,000 |
$72,000 | $72,000 |
| Black or African American |
60 | $7,236,000 |
$120,000 | $257,000 |
$56,000 | $265,000 |
| Hispanic |
28 | $3,727,000 |
$133,000 | $308,000 |
$59,000 | $321,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $107,000 |
$107,000 | $107,000 |
$42,000 | $42,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
88 | $12,452,000 |
$141,000 | $417,000 |
$45,000 | $250,000 |
| White |
700 | $105,503,000 |
$150,000 | $1,000,000 |
$80,000 | $1,304,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
848 | $124,832,000 |
$147,000 | $1,000,000 |
$75,000 | $1,304,000 |
| FHA-insured (Federal Housing Administration) |
6 | $688,000 |
$114,000 | $213,000 |
$46,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
27 | $4,012,000 |
$148,000 | $360,000 |
$55,000 | $159,000 |
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| Application Approved But Not Accepted |
20 | $3,332,000 |
$166,000 | $400,000 |
$63,000 | $180,000 |
| Application Denied By Financial Institution |
54 | $7,397,000 |
$136,000 | $446,000 |
$46,000 | $219,000 |
| Application Withdrawn By Applicant |
265 | $37,508,000 |
$141,000 | $780,000 |
$56,000 | $452,000 |
| File Closed For Incompleteness |
1 | $107,000 |
$107,000 | $107,000 |
$0 | $0 |
| Loan Originated |
541 | $81,188,000 |
$150,000 | $1,000,000 |
$86,000 | $1,304,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
8 | $1,657,000 |
$207,000 | $404,000 |
$64,000 | $127,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
22 | $2,500,000 |
$113,000 | $252,000 |
$36,000 | $87,000 |
| Debt-To-Income Ratio |
11 | $1,647,000 |
$149,000 | $208,000 |
$47,000 | $219,000 |
| Employment History |
1 | $160,000 |
$160,000 | $160,000 |
$30,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $199,000 |
$99,000 | $164,000 |
$56,000 | $108,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $590,000 |
$84,000 | $165,000 |
$50,000 | $79,000 |
| Unverifiable Information |
3 | $644,000 |
$214,000 | $446,000 |
$59,000 | $100,000 |
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Mortgage Loan App Totals for AGSOUTH FARM CREDIT, ACA by:
Metropolitan Area And
County
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