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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AGSOUTH FARM CREDIT, ACA
Mortgage Loans and Application Details
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| Mortgage Company Name |
AGSOUTH FARM CREDIT, ACA |
| Address | P O BOX 718
STATESBORO, GA 30459 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 757 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $104,145,000 |
| Average Mortgage Loan Amount Applied For | $168,279 |
| Highest Mortgage Loan Amount Applied For | $840,000 |
| Average Applicant Income | $100,027 |
| Highest Applicant Income | $1,934,000 |
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| Home Improvement |
37 | $2,264,000 |
$66,500 | $600,000 |
$143,500 | $1,934,000 |
| Home Purchase |
373 | $50,618,000 |
$151,600 | $755,000 |
$150,600 | $1,261,000 |
| Refinancing |
351 | $51,669,000 |
$227,333 | $840,000 |
$99,333 | $721,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $365,000 |
$121,000 | $132,000 |
$102,000 | $171,000 |
| Black or African American |
31 | $3,610,000 |
$115,500 | $328,000 |
$59,500 | $114,000 |
| Hispanic |
3 | $738,000 |
$215,500 | $535,000 |
$38,000 | $52,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $61,000 |
$61,000 | $61,000 |
$42,000 | $42,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
6 | $822,000 |
$99,500 | $250,000 |
$104,000 | $132,000 |
| White |
717 | $98,955,000 |
$173,285 | $840,000 |
$121,285 | $1,934,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
738 | $101,582,000 |
$173,142 | $840,000 |
$120,571 | $1,934,000 |
| FHA-insured (Federal Housing Administration) |
7 | $794,000 |
$114,000 | $175,000 |
$46,500 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
16 | $2,175,000 |
$135,000 | $227,000 |
$68,000 | $121,000 |
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| Application Approved But Not Accepted |
5 | $586,000 |
$113,500 | $218,000 |
$60,000 | $97,000 |
| Application Denied By Financial Institution |
12 | $1,823,000 |
$154,333 | $382,000 |
$63,666 | $127,000 |
| Application Withdrawn By Applicant |
14 | $1,495,000 |
$82,000 | $227,000 |
$50,000 | $116,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
730 | $100,647,000 |
$174,000 | $840,000 |
$122,857 | $1,934,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $630,000 |
$130,000 | $382,000 |
$55,500 | $101,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $556,000 |
$119,666 | $163,000 |
$54,000 | $77,000 |
| Debt-To-Income Ratio |
3 | $637,000 |
$240,000 | $323,000 |
$103,000 | $127,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AGSOUTH FARM CREDIT, ACA by:
Metropolitan Area And
County
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