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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AGSTAR FINANCIAL SERVICES, ACA
Mortgage Loans and Application Details
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| Mortgage Company Name |
AGSTAR FINANCIAL SERVICES, ACA |
| Address | 1921 PREMIERE DRIVE
MANKATO, MN 56001 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,353 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $282,065,000 |
| Average Mortgage Loan Amount Applied For | $302,418 |
| Highest Mortgage Loan Amount Applied For | $8,100,000 |
| Average Applicant Income | $144,840 |
| Highest Applicant Income | $7,556,000 |
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| Home Improvement |
34 | $5,422,000 |
$159,000 | $495,000 |
$213,000 | $2,531,000 |
| Home Purchase |
676 | $136,964,000 |
$202,000 | $7,600,000 |
$91,000 | $7,556,000 |
| Refinancing |
653 | $141,219,000 |
$216,000 | $8,100,000 |
$136,000 | $4,796,000 |
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| American Indian or Alaskan Native |
1 | $79,000 |
$79,000 | $79,000 |
$42,000 | $42,000 |
| Asian |
9 | $2,208,000 |
$245,000 | $576,000 |
$158,000 | $437,000 |
| Black or African American |
4 | $779,000 |
$194,000 | $425,000 |
$51,000 | $63,000 |
| Hispanic |
15 | $3,421,000 |
$228,000 | $1,050,000 |
$84,000 | $203,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $131,000 |
$65,000 | $71,000 |
$119,000 | $143,000 |
| Not applicable |
14 | $28,845,000 |
$2,060,000 | $8,100,000 |
$1,653,000 | $7,556,000 |
| Not Provided |
30 | $6,302,000 |
$210,000 | $1,035,000 |
$71,000 | $400,000 |
| White |
1,288 | $241,840,000 |
$187,000 | $2,120,000 |
$100,000 | $4,796,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,360 | $282,913,000 |
$208,000 | $8,100,000 |
$115,000 | $7,556,000 |
| FHA-insured (Federal Housing Administration) |
1 | $214,000 |
$214,000 | $214,000 |
$380,000 | $380,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $478,000 |
$239,000 | $329,000 |
$267,000 | $366,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
35 | $7,415,000 |
$211,000 | $1,586,000 |
$83,000 | $444,000 |
| Application Denied By Financial Institution |
222 | $46,038,000 |
$207,000 | $1,440,000 |
$63,000 | $400,000 |
| Application Withdrawn By Applicant |
416 | $72,437,000 |
$174,000 | $1,035,000 |
$66,000 | $1,051,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
690 | $157,715,000 |
$228,000 | $8,100,000 |
$164,000 | $7,556,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
12 | $1,613,000 |
$134,000 | $305,000 |
$60,000 | $168,000 |
| Credit Application Incomplete |
1 | $71,000 |
$71,000 | $71,000 |
$18,000 | $18,000 |
| Credit History |
44 | $7,726,000 |
$175,000 | $750,000 |
$49,000 | $129,000 |
| Debt-To-Income Ratio |
136 | $28,541,000 |
$209,000 | $977,000 |
$63,000 | $400,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $1,368,000 |
$152,000 | $300,000 |
$77,000 | $185,000 |
| Unverifiable Information |
1 | $102,000 |
$102,000 | $102,000 |
$0 | $0 |
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Mortgage Loan App Totals for AGSTAR FINANCIAL SERVICES, ACA by:
Metropolitan Area And
County
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