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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALARION BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALARION BANK |
| Address | ONE NE 1ST AVE, SUITE 400
OCALA, FL 34470 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 102 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,899,000 |
| Average Mortgage Loan Amount Applied For | $329,062 |
| Highest Mortgage Loan Amount Applied For | $7,350,000 |
| Average Applicant Income | $207,625 |
| Highest Applicant Income | $1,213,000 |
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| Home Improvement |
7 | $1,666,000 |
$238,000 | $1,500,000 |
$82,000 | $150,000 |
| Home Purchase |
79 | $25,129,000 |
$318,000 | $7,350,000 |
$135,000 | $1,213,000 |
| Refinancing |
16 | $2,104,000 |
$131,000 | $450,000 |
$112,000 | $416,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $488,000 |
$244,000 | $425,000 |
$191,000 | $206,000 |
| Black or African American |
5 | $699,000 |
$139,000 | $196,000 |
$69,000 | $134,000 |
| Hispanic |
4 | $584,000 |
$146,000 | $198,000 |
$190,000 | $410,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $14,421,000 |
$1,030,000 | $7,350,000 |
$0 | $0 |
| Not Provided |
1 | $88,000 |
$88,000 | $88,000 |
$104,000 | $104,000 |
| White |
76 | $12,619,000 |
$166,000 | $772,000 |
$151,000 | $1,213,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
102 | $28,899,000 |
$283,000 | $7,350,000 |
$128,000 | $1,213,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $973,000 |
$324,000 | $772,000 |
$225,000 | $410,000 |
| Application Denied By Financial Institution |
2 | $254,000 |
$127,000 | $139,000 |
$56,000 | $69,000 |
| Application Withdrawn By Applicant |
12 | $1,716,000 |
$143,000 | $300,000 |
$78,000 | $200,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
85 | $25,956,000 |
$305,000 | $7,350,000 |
$133,000 | $1,213,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $254,000 |
$127,000 | $139,000 |
$56,000 | $69,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALARION BANK by:
Metropolitan Area And
County
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