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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALBINA COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALBINA COMMUNITY BANK |
| Address | 2002 NE MLK JR. BLVD
PORTLAND, OR 97212 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 17 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,141,000 |
| Average Mortgage Loan Amount Applied For | $54,000 |
| Highest Mortgage Loan Amount Applied For | $281,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $531,000 |
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| Home Improvement |
11 | $583,000 |
$53,000 | $172,000 |
$121,000 | $531,000 |
| Home Purchase |
1 | $281,000 |
$281,000 | $281,000 |
$178,000 | $178,000 |
| Refinancing |
5 | $277,000 |
$55,000 | $118,000 |
$72,000 | $191,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $163,000 |
$54,000 | $118,000 |
$94,000 | $191,000 |
| Hispanic |
1 | $49,000 |
$49,000 | $49,000 |
$15,000 | $15,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
13 | $929,000 |
$71,000 | $281,000 |
$121,000 | $531,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
17 | $1,141,000 |
$67,000 | $281,000 |
$110,000 | $531,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $104,000 |
$26,000 | $49,000 |
$27,000 | $49,000 |
| Application Withdrawn By Applicant |
1 | $100,000 |
$100,000 | $100,000 |
$147,000 | $147,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
12 | $937,000 |
$78,000 | $281,000 |
$135,000 | $531,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALBINA COMMUNITY BANK by:
Metropolitan Area And
County
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