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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALIANT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALIANT BANK |
| Address | 200 ALIANT PARKWAY
ALEXANDER CITY, AL 35010 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 534 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $82,269,000 |
| Average Mortgage Loan Amount Applied For | $272,634 |
| Highest Mortgage Loan Amount Applied For | $3,350,000 |
| Average Applicant Income | $198,634 |
| Highest Applicant Income | $3,817,000 |
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| Home Improvement |
95 | $1,486,000 |
$15,000 | $327,000 |
$60,000 | $565,000 |
| Home Purchase |
276 | $51,322,000 |
$185,000 | $3,350,000 |
$99,000 | $3,330,000 |
| Refinancing |
163 | $29,461,000 |
$180,000 | $2,103,000 |
$126,000 | $3,817,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
15 | $2,187,000 |
$145,000 | $390,000 |
$48,000 | $90,000 |
| Black or African American |
50 | $4,640,000 |
$92,000 | $365,000 |
$52,000 | $132,000 |
| Hispanic |
4 | $648,000 |
$162,000 | $209,000 |
$80,000 | $152,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
31 | $11,531,000 |
$371,000 | $3,350,000 |
$0 | $0 |
| Not Provided |
11 | $1,992,000 |
$181,000 | $649,000 |
$79,000 | $369,000 |
| White |
423 | $61,271,000 |
$144,000 | $2,103,000 |
$116,000 | $3,817,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
534 | $82,269,000 |
$154,000 | $3,350,000 |
$100,000 | $3,817,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
12 | $1,755,000 |
$146,000 | $556,000 |
$79,000 | $265,000 |
| Application Denied By Financial Institution |
58 | $3,834,000 |
$66,000 | $375,000 |
$45,000 | $161,000 |
| Application Withdrawn By Applicant |
81 | $17,630,000 |
$217,000 | $1,620,000 |
$104,000 | $490,000 |
| File Closed For Incompleteness |
3 | $444,000 |
$148,000 | $302,000 |
$10,000 | $32,000 |
| Loan Originated |
380 | $58,606,000 |
$154,000 | $3,350,000 |
$110,000 | $3,817,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALIANT BANK by:
Metropolitan Area And
County
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