|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ALLEGIANT BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ALLEGIANT BANK |
| Address | 2122 KRATKY ROAD
ST LOUIS, MO 63114 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 3,450 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $408,017,000 |
| Average Mortgage Loan Amount Applied For | $408,768 |
| Highest Mortgage Loan Amount Applied For | $9,100,000 |
| Average Applicant Income | $84,144 |
| Highest Applicant Income | $3,160,000 |
|
|
|
| Home Improvement (one-to-four family) |
929 | $10,520,000 |
$10,500 | $150,000 |
$58,500 | $264,000 |
| Home Purchase (one-to-four family) |
691 | $85,024,000 |
$174,900 | $1,500,000 |
$101,000 | $1,231,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
44 | $69,611,000 |
$3,422,714 | $9,100,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,786 | $242,862,000 |
$193,375 | $2,280,000 |
$112,250 | $3,160,000 |
|
|
| American Indian or Alaskan Native |
10 | $837,000 |
$124,500 | $315,000 |
$47,000 | $130,000 |
| Asian or Pacific Islander |
24 | $1,828,000 |
$45,000 | $250,000 |
$72,500 | $187,000 |
| Black |
215 | $7,555,000 |
$123,500 | $840,000 |
$114,250 | $250,000 |
| Hispanic |
17 | $620,000 |
$36,000 | $122,000 |
$52,000 | $169,000 |
| Information not provided by applicant in mail or telephone application |
83 | $9,843,000 |
$112,500 | $455,000 |
$72,000 | $218,000 |
| Not applicable |
236 | $84,330,000 |
$2,555,777 | $9,100,000 |
$888 | $377,000 |
| Other |
20 | $1,160,000 |
$32,000 | $214,000 |
$68,000 | $240,000 |
| White |
2,845 | $301,844,000 |
$167,666 | $2,280,000 |
$112,750 | $3,160,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,265 | $388,282,000 |
$1,149,312 | $9,100,000 |
$84,937 | $3,160,000 |
| FHA-insured (Federal Housing Administration) |
157 | $15,732,000 |
$137,500 | $179,000 |
$46,500 | $506,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
28 | $4,003,000 |
$112,666 | $243,000 |
$64,666 | $115,000 |
|
|
| Application Approved But Not Accepted |
115 | $2,172,000 |
$17,000 | $150,000 |
$72,000 | $240,000 |
| Application Denied By Financial Institution |
220 | $6,569,000 |
$25,000 | $273,000 |
$43,000 | $245,000 |
| Application Withdrawn By Applicant |
24 | $2,121,000 |
$57,000 | $235,000 |
$65,000 | $177,000 |
| File Closed For Incompleteness |
2 | $162,000 |
$81,000 | $142,000 |
$43,000 | $53,000 |
| Loan Originated |
2,835 | $395,379,000 |
$1,147,875 | $9,100,000 |
$85,937 | $3,160,000 |
| Loan Purchased By The Institution |
254 | $1,614,000 |
$5,500 | $380,000 |
$73,000 | $264,000 |
|
|
| Collateral |
8 | $434,000 |
$54,000 | $114,000 |
$56,000 | $144,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
93 | $1,797,000 |
$14,000 | $135,000 |
$51,500 | $245,000 |
| Debt-To-Income Ratio |
101 | $3,300,000 |
$22,500 | $242,000 |
$37,000 | $112,000 |
| Employment History |
6 | $57,000 |
$13,500 | $20,000 |
$48,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $966,000 |
$87,000 | $273,000 |
$34,000 | $54,000 |
| Unverifiable Information |
1 | $15,000 |
$15,000 | $15,000 |
$30,000 | $30,000 |
|
Mortgage Loan App Totals for ALLEGIANT BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
