|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ALLEN BANK AND TRUST COMPANY
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ALLEN BANK AND TRUST COMPANY |
| Address | P O BOX 447, 100 E PEARL STREET
HARRISONVILLE, MO 64701 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 85 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,681,000 |
| Average Mortgage Loan Amount Applied For | $209,700 |
| Highest Mortgage Loan Amount Applied For | $1,300,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $1,246,000 |
|
|
|
| Home Improvement |
26 | $790,000 |
$30,000 | $140,000 |
$66,000 | $375,000 |
| Home Purchase |
48 | $5,777,000 |
$120,000 | $1,300,000 |
$63,000 | $1,246,000 |
| Refinancing |
11 | $1,114,000 |
$101,000 | $240,000 |
$35,000 | $120,000 |
|
|
| American Indian or Alaskan Native |
1 | $30,000 |
$30,000 | $30,000 |
$21,000 | $21,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $20,000 |
$20,000 | $20,000 |
$45,000 | $45,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $2,734,000 |
$124,000 | $400,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
61 | $4,897,000 |
$80,000 | $1,300,000 |
$83,000 | $1,246,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
85 | $7,681,000 |
$90,000 | $1,300,000 |
$60,000 | $1,246,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $479,000 |
$95,000 | $140,000 |
$40,000 | $120,000 |
| Application Withdrawn By Applicant |
3 | $87,000 |
$29,000 | $39,000 |
$34,000 | $53,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
77 | $7,115,000 |
$92,000 | $1,300,000 |
$63,000 | $1,246,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $100,000 |
$100,000 | $100,000 |
$120,000 | $120,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $15,000 |
$15,000 | $15,000 |
$27,000 | $27,000 |
| Debt-To-Income Ratio |
1 | $135,000 |
$135,000 | $135,000 |
$7,000 | $7,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $89,000 |
$89,000 | $89,000 |
$29,000 | $29,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for ALLEN BANK AND TRUST COMPANY by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
