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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALLIANCE BANCORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALLIANCE BANCORP |
| Address | 1000 MARINA BOULEVARD #100
BRISBANE, CA 94005 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 34,439 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,344,279,000 |
| Average Mortgage Loan Amount Applied For | $189,385 |
| Highest Mortgage Loan Amount Applied For | $3,760,000 |
| Average Applicant Income | $51,071 |
| Highest Applicant Income | $9,726,000 |
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| Home Improvement |
6 | $1,473,000 |
$245,000 | $456,000 |
$12,000 | $72,000 |
| Home Purchase |
13,583 | $3,288,791,000 |
$242,000 | $2,763,000 |
$40,000 | $6,798,000 |
| Refinancing |
20,850 | $6,054,015,000 |
$290,000 | $3,760,000 |
$43,000 | $9,726,000 |
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| American Indian or Alaskan Native |
98 | $26,081,000 |
$266,000 | $965,000 |
$41,000 | $600,000 |
| Asian |
4,173 | $1,234,461,000 |
$295,000 | $2,000,000 |
$46,000 | $1,320,000 |
| Black or African American |
2,285 | $572,289,000 |
$250,000 | $1,950,000 |
$57,000 | $9,726,000 |
| Hispanic |
9,382 | $2,432,876,000 |
$259,000 | $2,000,000 |
$32,000 | $2,430,000 |
| Native Hawaiin or Other Pacific Islander |
697 | $216,015,000 |
$309,000 | $1,330,000 |
$42,000 | $1,440,000 |
| Not applicable |
4,603 | $1,120,176,000 |
$243,000 | $3,500,000 |
$0 | $264,000 |
| Not Provided |
5,481 | $1,560,116,000 |
$284,000 | $2,763,000 |
$46,000 | $1,872,000 |
| White |
7,720 | $2,182,265,000 |
$282,000 | $3,760,000 |
$71,000 | $6,798,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34,335 | $9,330,133,000 |
$271,000 | $3,760,000 |
$42,000 | $9,726,000 |
| FHA-insured (Federal Housing Administration) |
84 | $9,902,000 |
$117,000 | $353,000 |
$33,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
20 | $4,244,000 |
$212,000 | $408,000 |
$56,000 | $145,000 |
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| Application Approved But Not Accepted |
9,125 | $2,587,497,000 |
$283,000 | $3,465,000 |
$45,000 | $3,840,000 |
| Application Denied By Financial Institution |
5,536 | $1,436,453,000 |
$259,000 | $3,760,000 |
$72,000 | $2,430,000 |
| Application Withdrawn By Applicant |
1,519 | $425,067,000 |
$279,000 | $2,500,000 |
$56,000 | $1,872,000 |
| File Closed For Incompleteness |
1,019 | $294,627,000 |
$289,000 | $1,505,000 |
$55,000 | $2,303,000 |
| Loan Originated |
12,631 | $3,479,635,000 |
$275,000 | $3,500,000 |
$40,000 | $9,726,000 |
| Loan Purchased By The Institution |
4,609 | $1,121,000,000 |
$243,000 | $3,500,000 |
$0 | $264,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
603 | $149,039,000 |
$247,000 | $3,760,000 |
$86,000 | $1,374,000 |
| Credit Application Incomplete |
62 | $12,108,000 |
$195,000 | $640,000 |
$81,000 | $798,000 |
| Credit History |
1,134 | $307,946,000 |
$271,000 | $2,139,000 |
$69,000 | $2,430,000 |
| Debt-To-Income Ratio |
190 | $42,903,000 |
$225,000 | $1,400,000 |
$64,000 | $324,000 |
| Employment History |
104 | $22,958,000 |
$220,000 | $960,000 |
$58,000 | $383,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
132 | $28,258,000 |
$214,000 | $1,750,000 |
$82,000 | $791,000 |
| Mortgage Insurance Denied |
1 | $142,000 |
$142,000 | $142,000 |
$0 | $0 |
| Other |
479 | $121,913,000 |
$254,000 | $1,750,000 |
$77,000 | $2,430,000 |
| Unverifiable Information |
191 | $42,591,000 |
$222,000 | $1,299,000 |
$83,000 | $1,020,000 |
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Mortgage Loan App Totals for ALLIANCE BANCORP by:
Metropolitan Area And
County
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