|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ALLIANCE BANK NA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ALLIANCE BANK NA |
| Address | 120 MADISON ST
SYRACUSE, NY 13202 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 530 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $58,867,000 |
| Average Mortgage Loan Amount Applied For | $115,062 |
| Highest Mortgage Loan Amount Applied For | $1,050,000 |
| Average Applicant Income | $75,687 |
| Highest Applicant Income | $1,294,000 |
|
|
|
| Home Improvement |
90 | $4,387,000 |
$48,000 | $300,000 |
$72,000 | $425,000 |
| Home Purchase |
323 | $43,426,000 |
$134,000 | $1,000,000 |
$96,000 | $1,294,000 |
| Refinancing |
117 | $11,054,000 |
$94,000 | $1,050,000 |
$74,000 | $858,000 |
|
|
| American Indian or Alaskan Native |
1 | $25,000 |
$25,000 | $25,000 |
$0 | $0 |
| Asian |
7 | $1,153,000 |
$164,000 | $300,000 |
$106,000 | $152,000 |
| Black or African American |
7 | $1,005,000 |
$143,000 | $284,000 |
$115,000 | $225,000 |
| Hispanic |
5 | $621,000 |
$124,000 | $212,000 |
$137,000 | $244,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $313,000 |
$104,000 | $200,000 |
$0 | $0 |
| Not Provided |
1 | $417,000 |
$417,000 | $417,000 |
$410,000 | $410,000 |
| White |
506 | $55,333,000 |
$109,000 | $1,050,000 |
$86,000 | $1,294,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
530 | $58,867,000 |
$111,000 | $1,050,000 |
$87,000 | $1,294,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
35 | $4,822,000 |
$137,000 | $450,000 |
$94,000 | $397,000 |
| Application Denied By Financial Institution |
35 | $2,226,000 |
$63,000 | $225,000 |
$52,000 | $291,000 |
| Application Withdrawn By Applicant |
8 | $664,000 |
$83,000 | $213,000 |
$91,000 | $264,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
452 | $51,155,000 |
$113,000 | $1,050,000 |
$89,000 | $1,294,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
6 | $744,000 |
$124,000 | $211,000 |
$89,000 | $291,000 |
| Credit Application Incomplete |
1 | $30,000 |
$30,000 | $30,000 |
$56,000 | $56,000 |
| Credit History |
13 | $633,000 |
$48,000 | $225,000 |
$42,000 | $126,000 |
| Debt-To-Income Ratio |
12 | $562,000 |
$46,000 | $116,000 |
$39,000 | $106,000 |
| Employment History |
2 | $45,000 |
$22,000 | $25,000 |
$31,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $212,000 |
$212,000 | $212,000 |
$158,000 | $158,000 |
|
Mortgage Loan App Totals for ALLIANCE BANK NA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
