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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALLIANCE BANK OF ARIZONA
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALLIANCE BANK OF ARIZONA |
| Address | 2901 N CENTRAL AVE #100
PHOENIX, AZ 85012 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 53 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $29,199,000 |
| Average Mortgage Loan Amount Applied For | $343,500 |
| Highest Mortgage Loan Amount Applied For | $4,000,000 |
| Average Applicant Income | $212,166 |
| Highest Applicant Income | $6,000,000 |
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| Home Improvement |
2 | $830,000 |
$415,000 | $572,000 |
$91,000 | $182,000 |
| Home Purchase |
23 | $16,310,000 |
$709,000 | $4,000,000 |
$542,000 | $6,000,000 |
| Refinancing |
28 | $12,059,000 |
$430,000 | $1,500,000 |
$285,000 | $1,597,000 |
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| American Indian or Alaskan Native |
1 | $572,000 |
$572,000 | $572,000 |
$182,000 | $182,000 |
| Asian |
1 | $120,000 |
$120,000 | $120,000 |
$92,000 | $92,000 |
| Black or African American |
1 | $650,000 |
$650,000 | $650,000 |
$1,597,000 | $1,597,000 |
| Hispanic |
2 | $1,700,000 |
$850,000 | $1,500,000 |
$377,000 | $598,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $953,000 |
$317,000 | $435,000 |
$0 | $0 |
| Not Provided |
3 | $1,378,000 |
$459,000 | $650,000 |
$660,000 | $1,391,000 |
| White |
42 | $23,826,000 |
$567,000 | $4,000,000 |
$381,000 | $6,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
53 | $29,199,000 |
$550,000 | $4,000,000 |
$389,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $331,000 |
$165,000 | $186,000 |
$89,000 | $91,000 |
| Application Withdrawn By Applicant |
7 | $6,279,000 |
$897,000 | $4,000,000 |
$1,013,000 | $6,000,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
44 | $22,589,000 |
$513,000 | $3,000,000 |
$303,000 | $1,954,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $186,000 |
$186,000 | $186,000 |
$91,000 | $91,000 |
| Debt-To-Income Ratio |
1 | $145,000 |
$145,000 | $145,000 |
$87,000 | $87,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALLIANCE BANK OF ARIZONA by:
Metropolitan Area And
County
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