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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALLIANCE BANK OF BATON ROUGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALLIANCE BANK OF BATON ROUGE |
| Address | 3700 ESSEN LANE
BATON ROUGE, LA 70809 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 111 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,001,000 |
| Average Mortgage Loan Amount Applied For | $228,692 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $228,615 |
| Highest Applicant Income | $1,506,000 |
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| Home Improvement (one-to-four family) |
2 | $29,000 |
$14,000 | $25,000 |
$49,000 | $60,000 |
| Home Purchase (one-to-four family) |
41 | $7,699,000 |
$681,000 | $1,200,000 |
$449,500 | $1,506,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
1 | $200,000 |
$200,000 | $200,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
67 | $13,073,000 |
$247,200 | $650,000 |
$294,000 | $900,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
2 | $63,000 |
$31,000 | $38,000 |
$154,000 | $249,000 |
| Not applicable |
6 | $1,045,000 |
$174,000 | $245,000 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
103 | $19,893,000 |
$350,200 | $1,200,000 |
$321,200 | $1,506,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
111 | $21,001,000 |
$349,400 | $1,200,000 |
$317,200 | $1,506,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $550,000 |
$183,000 | $323,000 |
$116,000 | $165,000 |
| Application Denied By Financial Institution |
2 | $125,000 |
$62,000 | $100,000 |
$46,000 | $60,000 |
| Application Withdrawn By Applicant |
4 | $509,000 |
$127,000 | $175,000 |
$27,000 | $72,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
102 | $19,817,000 |
$350,400 | $1,200,000 |
$322,000 | $1,506,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALLIANCE BANK OF BATON ROUGE by:
Metropolitan Area And
County
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