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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALLIANCE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALLIANCE CREDIT UNION |
| Address | 575 RUDDER ROAD
FENTON, MO 63026 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 54 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,901,000 |
| Average Mortgage Loan Amount Applied For | $128,076 |
| Highest Mortgage Loan Amount Applied For | $404,000 |
| Average Applicant Income | $78,307 |
| Highest Applicant Income | $170,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
21 | $3,453,000 |
$164,000 | $404,000 |
$79,000 | $140,000 |
| Refinancing |
33 | $4,448,000 |
$134,000 | $284,000 |
$71,000 | $170,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $433,000 |
$216,000 | $252,000 |
$79,000 | $103,000 |
| Black or African American |
6 | $1,173,000 |
$195,000 | $404,000 |
$64,000 | $88,000 |
| Hispanic |
1 | $115,000 |
$115,000 | $115,000 |
$79,000 | $79,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $130,000 |
$130,000 | $130,000 |
$70,000 | $70,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $255,000 |
$63,000 | $90,000 |
$59,000 | $94,000 |
| White |
40 | $5,795,000 |
$144,000 | $284,000 |
$77,000 | $170,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
54 | $7,901,000 |
$146,000 | $404,000 |
$74,000 | $170,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $1,276,000 |
$182,000 | $257,000 |
$66,000 | $98,000 |
| Application Withdrawn By Applicant |
4 | $582,000 |
$145,000 | $252,000 |
$86,000 | $103,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
43 | $6,043,000 |
$140,000 | $404,000 |
$74,000 | $170,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $257,000 |
$257,000 | $257,000 |
$67,000 | $67,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $609,000 |
$152,000 | $228,000 |
$63,000 | $98,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALLIANCE CREDIT UNION by:
Metropolitan Area And
County
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