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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALLIANT CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALLIANT CREDIT UNION |
| Address | 1200 ASSOCIATES DR. SUITE 102
DUBUQUE, IA 52002 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 62 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,166,000 |
| Average Mortgage Loan Amount Applied For | $72,250 |
| Highest Mortgage Loan Amount Applied For | $374,000 |
| Average Applicant Income | $76,750 |
| Highest Applicant Income | $144,000 |
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| Home Improvement |
4 | $149,000 |
$37,000 | $90,000 |
$76,000 | $94,000 |
| Home Purchase |
17 | $1,473,000 |
$86,000 | $238,000 |
$70,000 | $144,000 |
| Refinancing |
41 | $2,544,000 |
$62,000 | $374,000 |
$71,000 | $143,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $18,000 |
$18,000 | $18,000 |
$65,000 | $65,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $238,000 |
$238,000 | $238,000 |
$68,000 | $68,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
60 | $3,910,000 |
$65,000 | $374,000 |
$71,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
62 | $4,166,000 |
$67,000 | $374,000 |
$71,000 | $144,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $143,000 |
$143,000 | $143,000 |
$57,000 | $57,000 |
| Application Withdrawn By Applicant |
2 | $191,000 |
$95,000 | $135,000 |
$55,000 | $70,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
59 | $3,832,000 |
$64,000 | $374,000 |
$72,000 | $144,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $143,000 |
$143,000 | $143,000 |
$57,000 | $57,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALLIANT CREDIT UNION by:
Metropolitan Area And
County
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