|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ALLIED HOUSTON BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ALLIED HOUSTON BANK |
| Address | 4550 POST OAK PLACE DRIVE, STE 225
HOUSTON, TX 77027 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 141 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,000,000 |
| Average Mortgage Loan Amount Applied For | $223,250 |
| Highest Mortgage Loan Amount Applied For | $1,555,000 |
| Average Applicant Income | $122,750 |
| Highest Applicant Income | $576,000 |
|
|
|
| Home Improvement (one-to-four family) |
10 | $867,000 |
$86,000 | $500,000 |
$145,000 | $443,000 |
| Home Purchase (one-to-four family) |
108 | $13,430,000 |
$124,000 | $1,555,000 |
$83,000 | $576,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
23 | $3,703,000 |
$161,000 | $626,000 |
$68,000 | $276,000 |
|
|
| American Indian or Alaskan Native |
1 | $131,000 |
$131,000 | $131,000 |
$49,000 | $49,000 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
26 | $1,687,000 |
$64,000 | $120,000 |
$46,000 | $135,000 |
| Hispanic |
16 | $1,396,000 |
$87,000 | $111,000 |
$44,000 | $191,000 |
| Information not provided by applicant in mail or telephone application |
24 | $2,845,000 |
$118,000 | $525,000 |
$47,000 | $180,000 |
| Not applicable |
5 | $1,321,000 |
$264,000 | $626,000 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
69 | $10,620,000 |
$153,000 | $1,555,000 |
$133,000 | $576,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
75 | $11,286,000 |
$150,000 | $1,555,000 |
$123,000 | $576,000 |
| FHA-insured (Federal Housing Administration) |
66 | $6,714,000 |
$101,000 | $300,000 |
$36,000 | $331,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $70,000 |
$70,000 | $70,000 |
$265,000 | $265,000 |
| Application Denied By Financial Institution |
45 | $4,575,000 |
$101,000 | $212,000 |
$46,000 | $165,000 |
| Application Withdrawn By Applicant |
54 | $6,127,000 |
$113,000 | $525,000 |
$68,000 | $443,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
41 | $7,228,000 |
$176,000 | $1,555,000 |
$183,000 | $576,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $15,000 |
$15,000 | $15,000 |
$50,000 | $50,000 |
| Credit Application Incomplete |
12 | $1,276,000 |
$106,000 | $211,000 |
$45,000 | $165,000 |
| Credit History |
18 | $2,023,000 |
$112,000 | $212,000 |
$55,000 | $108,000 |
| Debt-To-Income Ratio |
10 | $952,000 |
$95,000 | $120,000 |
$36,000 | $73,000 |
| Employment History |
3 | $260,000 |
$86,000 | $96,000 |
$41,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $49,000 |
$49,000 | $49,000 |
$21,000 | $21,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for ALLIED HOUSTON BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
