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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALPINE LENDING LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALPINE LENDING LLC |
| Address | 2425 E CAMELBACK RD SUITE 800 PHOENIX, AZ 85016 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 3,426 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $468,554,000 |
| Average Mortgage Loan Amount Applied For | $132,269 |
| Highest Mortgage Loan Amount Applied For | $1,715,000 |
| Average Applicant Income | $50,822 |
| Highest Applicant Income | $2,496,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
774 | $104,756,000 |
$143,090 | $1,715,000 |
$60,181 | $1,800,000 |
| Refinancing |
2,722 | $373,534,000 |
$140,916 | $1,690,000 |
$51,833 | $2,496,000 |
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| American Indian or Alaskan Native |
12 | $1,380,000 |
$133,250 | $208,000 |
$56,750 | $110,000 |
| Asian |
71 | $9,978,000 |
$166,600 | $295,000 |
$93,000 | $356,000 |
| Black or African American |
113 | $13,510,000 |
$116,428 | $357,000 |
$53,714 | $204,000 |
| Hispanic |
324 | $35,989,000 |
$116,571 | $320,000 |
$42,857 | $216,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $573,000 |
$113,000 | $130,000 |
$72,500 | $99,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1,525 | $205,866,000 |
$144,000 | $1,690,000 |
$37,545 | $1,182,000 |
| White |
1,446 | $210,994,000 |
$146,727 | $1,715,000 |
$79,636 | $2,496,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,351 | $460,397,000 |
$136,000 | $1,715,000 |
$56,538 | $2,496,000 |
| FHA-insured (Federal Housing Administration) |
145 | $17,893,000 |
$130,200 | $266,000 |
$31,600 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
141 | $17,825,000 |
$162,111 | $560,000 |
$82,444 | $336,000 |
| Application Denied By Financial Institution |
405 | $58,485,000 |
$146,333 | $1,715,000 |
$61,666 | $1,800,000 |
| Application Withdrawn By Applicant |
1,272 | $173,707,000 |
$143,333 | $1,690,000 |
$34,166 | $1,182,000 |
| File Closed For Incompleteness |
95 | $13,482,000 |
$160,200 | $362,000 |
$65,200 | $240,000 |
| Loan Originated |
1,583 | $214,791,000 |
$130,800 | $1,000,000 |
$69,700 | $2,496,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
27 | $3,379,000 |
$109,000 | $406,000 |
$63,166 | $289,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
103 | $14,219,000 |
$127,714 | $715,000 |
$52,714 | $252,000 |
| Debt-To-Income Ratio |
139 | $20,640,000 |
$175,142 | $516,000 |
$50,428 | $352,000 |
| Employment History |
5 | $678,000 |
$147,000 | $243,000 |
$92,500 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $624,000 |
$96,000 | $182,000 |
$51,666 | $83,000 |
| Mortgage Insurance Denied |
1 | $72,000 |
$72,000 | $72,000 |
$18,000 | $18,000 |
| Other |
64 | $7,315,000 |
$158,666 | $347,000 |
$99,166 | $356,000 |
| Unverifiable Information |
10 | $1,419,000 |
$149,500 | $266,000 |
$61,500 | $126,000 |
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Mortgage Loan App Totals for ALPINE LENDING LLC by:
Metropolitan Area And
County
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