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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALTIER CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALTIER CREDIT UNION |
| Address | 1511 N. PROJECT DRIVE TEMPE, AZ 85281 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 46 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,900,000 |
| Average Mortgage Loan Amount Applied For | $90,142 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $69,857 |
| Highest Applicant Income | $156,000 |
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| Home Improvement |
22 | $900,000 |
$40,000 | $100,000 |
$90,000 | $156,000 |
| Home Purchase |
14 | $1,633,000 |
$116,000 | $185,000 |
$67,000 | $127,000 |
| Refinancing |
15 | $3,014,000 |
$200,000 | $400,000 |
$75,000 | $140,000 |
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| American Indian or Alaskan Native |
1 | $105,000 |
$105,000 | $105,000 |
$104,000 | $104,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
10 | $1,115,000 |
$111,000 | $185,000 |
$79,000 | $156,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
18 | $2,244,000 |
$124,000 | $400,000 |
$63,000 | $140,000 |
| White |
22 | $2,083,000 |
$94,000 | $315,000 |
$91,000 | $135,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
51 | $5,547,000 |
$108,000 | $400,000 |
$79,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $60,000 |
$60,000 | $60,000 |
$140,000 | $140,000 |
| Application Withdrawn By Applicant |
8 | $1,324,000 |
$165,000 | $400,000 |
$59,000 | $127,000 |
| File Closed For Incompleteness |
1 | $80,000 |
$80,000 | $80,000 |
$39,000 | $39,000 |
| Loan Originated |
41 | $4,083,000 |
$99,000 | $315,000 |
$83,000 | $156,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $60,000 |
$60,000 | $60,000 |
$140,000 | $140,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALTIER CREDIT UNION by:
Metropolitan Area And
County
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