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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALTOONA FIRST SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALTOONA FIRST SAVINGS BANK |
| Address | 203 NORTH LOGAN BOULEVARD
ALTOONA, PA 16602 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 322 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,088,000 |
| Average Mortgage Loan Amount Applied For | $56,615 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $44,653 |
| Highest Applicant Income | $458,000 |
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| Home Improvement |
47 | $2,048,000 |
$43,000 | $302,000 |
$69,000 | $365,000 |
| Home Purchase |
172 | $14,142,000 |
$82,000 | $800,000 |
$60,000 | $458,000 |
| Refinancing |
111 | $9,215,000 |
$83,000 | $880,000 |
$70,000 | $270,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $430,000 |
$430,000 | $430,000 |
$152,000 | $152,000 |
| Black or African American |
1 | $78,000 |
$78,000 | $78,000 |
$56,000 | $56,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $33,000 |
$33,000 | $33,000 |
$38,000 | $38,000 |
| Not applicable |
5 | $470,000 |
$94,000 | $302,000 |
$52,000 | $87,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
322 | $24,394,000 |
$75,000 | $880,000 |
$65,000 | $458,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
330 | $25,405,000 |
$76,000 | $880,000 |
$65,000 | $458,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
48 | $2,450,000 |
$51,000 | $97,000 |
$44,000 | $180,000 |
| Application Denied By Financial Institution |
34 | $3,285,000 |
$96,000 | $880,000 |
$51,000 | $113,000 |
| Application Withdrawn By Applicant |
22 | $2,462,000 |
$111,000 | $368,000 |
$88,000 | $458,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
226 | $17,208,000 |
$76,000 | $800,000 |
$69,000 | $365,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $344,000 |
$172,000 | $284,000 |
$15,000 | $30,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
20 | $1,798,000 |
$89,000 | $880,000 |
$54,000 | $113,000 |
| Debt-To-Income Ratio |
7 | $798,000 |
$114,000 | $265,000 |
$50,000 | $112,000 |
| Employment History |
1 | $41,000 |
$41,000 | $41,000 |
$33,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $39,000 |
$39,000 | $39,000 |
$43,000 | $43,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALTOONA FIRST SAVINGS BANK by:
Metropolitan Area And
County
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