|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
AMEGY MORTGAGE COMPANY, LLC
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
AMEGY MORTGAGE COMPANY, LLC |
| Address | 4576 RESEARCH FOREST
THE WOODLANDS, TX 77381 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,034 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $306,926,000 |
| Average Mortgage Loan Amount Applied For | $323,402 |
| Highest Mortgage Loan Amount Applied For | $6,500,000 |
| Average Applicant Income | $261,181 |
| Highest Applicant Income | $5,100,000 |
|
|
|
| Home Improvement |
1 | $60,000 |
$60,000 | $60,000 |
$0 | $0 |
| Home Purchase |
1,009 | $276,859,000 |
$274,000 | $6,500,000 |
$180,000 | $5,100,000 |
| Refinancing |
245 | $64,352,000 |
$262,000 | $2,500,000 |
$154,000 | $2,130,000 |
|
|
| American Indian or Alaskan Native |
1 | $130,000 |
$130,000 | $130,000 |
$63,000 | $63,000 |
| Asian |
39 | $11,037,000 |
$283,000 | $2,325,000 |
$269,000 | $5,100,000 |
| Black or African American |
38 | $5,877,000 |
$154,000 | $870,000 |
$95,000 | $996,000 |
| Hispanic |
126 | $19,105,000 |
$151,000 | $2,500,000 |
$70,000 | $466,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $717,000 |
$358,000 | $624,000 |
$341,000 | $632,000 |
| Not applicable |
7 | $5,417,000 |
$773,000 | $1,500,000 |
$860,000 | $4,605,000 |
| Not Provided |
241 | $67,532,000 |
$280,000 | $2,000,000 |
$188,000 | $2,034,000 |
| White |
801 | $231,456,000 |
$288,000 | $6,500,000 |
$180,000 | $3,427,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,254 | $341,142,000 |
$272,000 | $6,500,000 |
$175,000 | $5,100,000 |
| FHA-insured (Federal Housing Administration) |
1 | $129,000 |
$129,000 | $129,000 |
$64,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
165 | $44,739,000 |
$271,000 | $1,400,000 |
$187,000 | $5,100,000 |
| Application Denied By Financial Institution |
79 | $14,448,000 |
$182,000 | $1,200,000 |
$91,000 | $780,000 |
| Application Withdrawn By Applicant |
47 | $21,724,000 |
$462,000 | $2,500,000 |
$248,000 | $2,130,000 |
| File Closed For Incompleteness |
2 | $500,000 |
$250,000 | $300,000 |
$171,000 | $250,000 |
| Loan Originated |
702 | $217,573,000 |
$309,000 | $6,500,000 |
$214,000 | $4,605,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
191 | $30,774,000 |
$161,000 | $1,800,000 |
$79,000 | $400,000 |
| Preapproval Denied by Financial Institution |
69 | $11,513,000 |
$166,000 | $2,800,000 |
$59,000 | $480,000 |
|
|
| Collateral |
9 | $1,640,000 |
$182,000 | $810,000 |
$156,000 | $780,000 |
| Credit Application Incomplete |
5 | $642,000 |
$128,000 | $250,000 |
$71,000 | $125,000 |
| Credit History |
71 | $9,215,000 |
$129,000 | $760,000 |
$66,000 | $480,000 |
| Debt-To-Income Ratio |
30 | $5,722,000 |
$190,000 | $1,040,000 |
$56,000 | $319,000 |
| Employment History |
3 | $594,000 |
$198,000 | $304,000 |
$32,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $377,000 |
$62,000 | $115,000 |
$56,000 | $144,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
18 | $6,806,000 |
$378,000 | $2,800,000 |
$135,000 | $551,000 |
| Unverifiable Information |
6 | $965,000 |
$160,000 | $350,000 |
$38,000 | $60,000 |
|
Mortgage Loan App Totals for AMEGY MORTGAGE COMPANY, LLC by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
