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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERIBANQ MORTGAGE GROUP
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERIBANQ MORTGAGE GROUP |
| Address | 3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 378 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $77,605,000 |
| Average Mortgage Loan Amount Applied For | $200,068 |
| Highest Mortgage Loan Amount Applied For | $1,900,000 |
| Average Applicant Income | $67,264 |
| Highest Applicant Income | $714,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
368 | $75,092,000 |
$194,590 | $1,900,000 |
$79,818 | $714,000 |
| Refinancing |
10 | $2,513,000 |
$243,666 | $470,000 |
$66,000 | $285,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $3,574,000 |
$474,500 | $1,900,000 |
$76,000 | $123,000 |
| Black or African American |
114 | $18,677,000 |
$219,071 | $680,000 |
$79,285 | $353,000 |
| Hispanic |
10 | $1,842,000 |
$167,000 | $343,000 |
$39,333 | $75,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $345,000 |
$345,000 | $345,000 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $2,198,000 |
$201,333 | $675,000 |
$99,666 | $185,000 |
| White |
238 | $50,969,000 |
$191,944 | $1,425,000 |
$69,388 | $714,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
332 | $69,828,000 |
$195,500 | $1,900,000 |
$81,136 | $714,000 |
| FHA-insured (Federal Housing Administration) |
35 | $5,989,000 |
$185,166 | $298,000 |
$33,666 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $23,000 |
$23,000 | $23,000 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
10 | $1,765,000 |
$162,000 | $256,000 |
$35,000 | $99,000 |
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| Application Approved But Not Accepted |
4 | $893,000 |
$223,250 | $390,000 |
$70,000 | $138,000 |
| Application Denied By Financial Institution |
17 | $3,035,000 |
$177,125 | $413,000 |
$75,750 | $315,000 |
| Application Withdrawn By Applicant |
194 | $37,620,000 |
$195,764 | $1,900,000 |
$69,117 | $714,000 |
| File Closed For Incompleteness |
4 | $443,000 |
$89,333 | $247,000 |
$35,666 | $72,000 |
| Loan Originated |
159 | $35,614,000 |
$270,818 | $1,425,000 |
$96,545 | $511,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $1,300,000 |
$131,666 | $413,000 |
$74,000 | $315,000 |
| Debt-To-Income Ratio |
9 | $1,735,000 |
$191,428 | $360,000 |
$69,000 | $132,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERIBANQ MORTGAGE GROUP by:
Metropolitan Area And
County
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