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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN BANK OF OKLAHOMA
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN BANK OF OKLAHOMA |
| Address | PO BOX 66
COLLINSVILLE, OK 74021 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 65 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,780,000 |
| Average Mortgage Loan Amount Applied For | $217,111 |
| Highest Mortgage Loan Amount Applied For | $1,890,000 |
| Average Applicant Income | $98,444 |
| Highest Applicant Income | $534,000 |
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| Home Improvement |
8 | $445,000 |
$55,000 | $150,000 |
$57,000 | $90,000 |
| Home Purchase |
40 | $5,609,000 |
$140,000 | $1,890,000 |
$72,000 | $503,000 |
| Refinancing |
17 | $1,726,000 |
$101,000 | $294,000 |
$110,000 | $534,000 |
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| American Indian or Alaskan Native |
7 | $530,000 |
$75,000 | $150,000 |
$44,000 | $74,000 |
| Asian |
1 | $46,000 |
$46,000 | $46,000 |
$156,000 | $156,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $735,000 |
$147,000 | $195,000 |
$39,000 | $195,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
52 | $6,469,000 |
$124,000 | $1,890,000 |
$88,000 | $534,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
65 | $7,780,000 |
$119,000 | $1,890,000 |
$80,000 | $534,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $336,000 |
$48,000 | $89,000 |
$45,000 | $63,000 |
| Application Withdrawn By Applicant |
1 | $195,000 |
$195,000 | $195,000 |
$195,000 | $195,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
57 | $7,249,000 |
$127,000 | $1,890,000 |
$82,000 | $534,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $336,000 |
$48,000 | $89,000 |
$45,000 | $63,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN BANK OF OKLAHOMA by:
Metropolitan Area And
County
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