|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
AMERICAN BANK OF TEXAS, N A
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
AMERICAN BANK OF TEXAS, N A |
| Address | 418 N HIGHWAY 281
MARBLE FALLS, TX 78654 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 234 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $36,300,000 |
| Average Mortgage Loan Amount Applied For | $146,727 |
| Highest Mortgage Loan Amount Applied For | $1,700,000 |
| Average Applicant Income | $127,545 |
| Highest Applicant Income | $7,328,000 |
|
|
|
| Home Improvement |
63 | $1,494,000 |
$23,000 | $200,000 |
$79,000 | $631,000 |
| Home Purchase |
121 | $21,659,000 |
$179,000 | $1,700,000 |
$202,000 | $7,328,000 |
| Refinancing |
51 | $13,222,000 |
$259,000 | $863,000 |
$203,000 | $1,700,000 |
|
|
| American Indian or Alaskan Native |
1 | $40,000 |
$40,000 | $40,000 |
$24,000 | $24,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $15,000 |
$15,000 | $15,000 |
$17,000 | $17,000 |
| Hispanic |
23 | $947,000 |
$41,000 | $231,000 |
$39,000 | $126,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $1,620,000 |
$270,000 | $560,000 |
$443,000 | $1,729,000 |
| Not Provided |
17 | $3,968,000 |
$233,000 | $700,000 |
$178,000 | $477,000 |
| White |
187 | $29,785,000 |
$159,000 | $1,700,000 |
$177,000 | $7,328,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
235 | $36,375,000 |
$154,000 | $1,700,000 |
$169,000 | $7,328,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
4 | $280,000 |
$70,000 | $160,000 |
$113,000 | $293,000 |
| Application Denied By Financial Institution |
20 | $753,000 |
$37,000 | $228,000 |
$31,000 | $88,000 |
| Application Withdrawn By Applicant |
18 | $2,249,000 |
$124,000 | $417,000 |
$76,000 | $241,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
193 | $33,093,000 |
$171,000 | $1,700,000 |
$194,000 | $7,328,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $228,000 |
$228,000 | $228,000 |
$88,000 | $88,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
16 | $363,000 |
$22,000 | $75,000 |
$25,000 | $63,000 |
| Debt-To-Income Ratio |
2 | $132,000 |
$66,000 | $71,000 |
$41,000 | $63,000 |
| Employment History |
1 | $30,000 |
$30,000 | $30,000 |
$43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for AMERICAN BANK OF TEXAS, N A by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
