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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN CAPITAL MORTGAGE COMP
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN CAPITAL MORTGAGE COMP |
| Address | 3001 E MEMORIAL ROAD
EDMOND, OK 73013 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 287 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $45,838,000 |
| Average Mortgage Loan Amount Applied For | $143,800 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $60,760 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
145 | $19,110,000 |
$127,000 | $467,000 |
$53,000 | $346,000 |
| Refinancing |
142 | $26,728,000 |
$163,500 | $1,400,000 |
$53,500 | $360,000 |
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| American Indian or Alaskan Native |
3 | $300,000 |
$97,500 | $108,000 |
$26,500 | $43,000 |
| Asian |
3 | $571,000 |
$190,000 | $271,000 |
$59,000 | $114,000 |
| Black or African American |
12 | $1,572,000 |
$126,500 | $267,000 |
$51,500 | $138,000 |
| Hispanic |
14 | $2,188,000 |
$146,000 | $467,000 |
$32,500 | $156,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $144,000 |
$144,000 | $144,000 |
$79,000 | $79,000 |
| Not applicable |
1 | $79,000 |
$79,000 | $79,000 |
$23,000 | $23,000 |
| Not Provided |
21 | $3,117,000 |
$145,500 | $297,000 |
$29,500 | $87,000 |
| White |
232 | $37,867,000 |
$149,000 | $1,400,000 |
$59,500 | $360,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
226 | $38,183,000 |
$149,500 | $1,400,000 |
$62,500 | $360,000 |
| FHA-insured (Federal Housing Administration) |
31 | $3,205,000 |
$109,000 | $178,000 |
$27,000 | $89,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
30 | $4,450,000 |
$148,500 | $254,000 |
$47,000 | $119,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $725,000 |
$131,500 | $270,000 |
$48,000 | $101,000 |
| Application Withdrawn By Applicant |
107 | $20,107,000 |
$180,500 | $1,400,000 |
$46,500 | $360,000 |
| File Closed For Incompleteness |
2 | $178,000 |
$89,000 | $120,000 |
$20,000 | $40,000 |
| Loan Originated |
173 | $24,828,000 |
$138,000 | $840,000 |
$60,500 | $346,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $270,000 |
$270,000 | $270,000 |
$54,000 | $54,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $248,000 |
$91,500 | $118,000 |
$35,000 | $64,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $207,000 |
$207,000 | $207,000 |
$101,000 | $101,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN CAPITAL MORTGAGE COMP by:
Metropolitan Area And
County
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