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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN EXCHANGE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN EXCHANGE BANK |
| Address | P.O. BOX 818
HENRYETTA, OK 74437 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 101 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,871,000 |
| Average Mortgage Loan Amount Applied For | $34,000 |
| Highest Mortgage Loan Amount Applied For | $222,000 |
| Average Applicant Income | $42,500 |
| Highest Applicant Income | $172,000 |
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| Home Improvement |
28 | $553,000 |
$19,000 | $98,000 |
$50,000 | $118,000 |
| Home Purchase |
59 | $2,722,000 |
$46,000 | $222,000 |
$66,000 | $892,000 |
| Refinancing |
44 | $3,105,000 |
$70,000 | $700,000 |
$63,000 | $279,000 |
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| American Indian or Alaskan Native |
16 | $417,000 |
$26,000 | $122,000 |
$44,000 | $74,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $29,000 |
$29,000 | $29,000 |
$69,000 | $69,000 |
| Hispanic |
1 | $29,000 |
$29,000 | $29,000 |
$11,000 | $11,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $1,100,000 |
$550,000 | $700,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
111 | $4,805,000 |
$43,000 | $302,000 |
$66,000 | $892,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
112 | $6,156,000 |
$54,000 | $700,000 |
$64,000 | $892,000 |
| FHA-insured (Federal Housing Administration) |
19 | $224,000 |
$11,000 | $25,000 |
$49,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $431,000 |
$61,000 | $125,000 |
$62,000 | $118,000 |
| Application Denied By Financial Institution |
18 | $1,141,000 |
$63,000 | $400,000 |
$53,000 | $127,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $700,000 |
$700,000 | $700,000 |
$0 | $0 |
| Loan Originated |
105 | $4,108,000 |
$39,000 | $302,000 |
$64,000 | $892,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN EXCHANGE BANK by:
Metropolitan Area And
County
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