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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN FOUNDERS BANK, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN FOUNDERS BANK, INC. |
| Address | 201 LIMESTONE DRIVE
FRANKFORT, KY 40601 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 223 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,001,000 |
| Average Mortgage Loan Amount Applied For | $134,153 |
| Highest Mortgage Loan Amount Applied For | $594,000 |
| Average Applicant Income | $127,000 |
| Highest Applicant Income | $908,000 |
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| Home Improvement |
9 | $1,259,000 |
$139,000 | $522,000 |
$88,000 | $351,000 |
| Home Purchase |
127 | $14,633,000 |
$115,000 | $594,000 |
$82,000 | $908,000 |
| Refinancing |
114 | $11,908,000 |
$104,000 | $458,000 |
$60,000 | $498,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $40,000 |
$40,000 | $40,000 |
$68,000 | $68,000 |
| Black or African American |
5 | $427,000 |
$85,000 | $131,000 |
$116,000 | $498,000 |
| Hispanic |
1 | $104,000 |
$104,000 | $104,000 |
$61,000 | $61,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $8,000 |
$8,000 | $8,000 |
$35,000 | $35,000 |
| Not applicable |
43 | $6,383,000 |
$148,000 | $458,000 |
$6,000 | $155,000 |
| Not Provided |
1 | $100,000 |
$100,000 | $100,000 |
$19,000 | $19,000 |
| White |
198 | $20,738,000 |
$104,000 | $594,000 |
$86,000 | $908,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
250 | $27,800,000 |
$111,000 | $594,000 |
$72,000 | $908,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $896,000 |
$112,000 | $170,000 |
$63,000 | $169,000 |
| Application Denied By Financial Institution |
27 | $2,541,000 |
$94,000 | $270,000 |
$45,000 | $127,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
215 | $24,363,000 |
$113,000 | $594,000 |
$76,000 | $908,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $20,000 |
$20,000 | $20,000 |
$61,000 | $61,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
24 | $2,175,000 |
$90,000 | $254,000 |
$45,000 | $127,000 |
| Debt-To-Income Ratio |
2 | $346,000 |
$173,000 | $270,000 |
$48,000 | $70,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN FOUNDERS BANK, INC. by:
Metropolitan Area And
County
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