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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN HOME BANK FKAFLOWERBK
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN HOME BANK FKAFLOWERBK |
| Address | 220 WEST HURON
CHICAGO, IL 60610 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 293 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $66,637,000 |
| Average Mortgage Loan Amount Applied For | $198,431 |
| Highest Mortgage Loan Amount Applied For | $545,000 |
| Average Applicant Income | $87,500 |
| Highest Applicant Income | $322,000 |
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| Home Improvement |
6 | $1,159,000 |
$193,000 | $360,000 |
$80,000 | $133,000 |
| Home Purchase |
138 | $32,817,000 |
$237,000 | $545,000 |
$100,000 | $322,000 |
| Refinancing |
149 | $32,661,000 |
$219,000 | $417,000 |
$84,000 | $283,000 |
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| American Indian or Alaskan Native |
1 | $206,000 |
$206,000 | $206,000 |
$50,000 | $50,000 |
| Asian |
51 | $13,598,000 |
$266,000 | $450,000 |
$103,000 | $236,000 |
| Black or African American |
12 | $2,266,000 |
$188,000 | $301,000 |
$99,000 | $283,000 |
| Hispanic |
15 | $3,078,000 |
$205,000 | $380,000 |
$64,000 | $144,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $233,000 |
$233,000 | $233,000 |
$65,000 | $65,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
8 | $1,500,000 |
$187,000 | $256,000 |
$76,000 | $138,000 |
| White |
205 | $45,756,000 |
$223,000 | $545,000 |
$90,000 | $322,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
292 | $66,311,000 |
$227,000 | $545,000 |
$91,000 | $322,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $326,000 |
$326,000 | $326,000 |
$111,000 | $111,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
27 | $5,516,000 |
$204,000 | $417,000 |
$79,000 | $283,000 |
| Application Denied By Financial Institution |
15 | $2,985,000 |
$199,000 | $392,000 |
$80,000 | $152,000 |
| Application Withdrawn By Applicant |
6 | $1,704,000 |
$284,000 | $417,000 |
$76,000 | $99,000 |
| File Closed For Incompleteness |
2 | $452,000 |
$226,000 | $244,000 |
$61,000 | $67,000 |
| Loan Originated |
243 | $55,980,000 |
$230,000 | $545,000 |
$94,000 | $322,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $996,000 |
$199,000 | $233,000 |
$68,000 | $91,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $686,000 |
$171,000 | $202,000 |
$79,000 | $114,000 |
| Debt-To-Income Ratio |
1 | $140,000 |
$140,000 | $140,000 |
$60,000 | $60,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $771,000 |
$192,000 | $380,000 |
$105,000 | $152,000 |
| Unverifiable Information |
1 | $392,000 |
$392,000 | $392,000 |
$73,000 | $73,000 |
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Mortgage Loan App Totals for AMERICAN HOME BANK FKAFLOWERBK by:
Metropolitan Area And
County
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