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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN HOME MORTGAGE INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN HOME MORTGAGE INC. |
| Address | 5605 GLENRIDGE DRIVE, SUITE 1050 ATLANTA, GA 30342 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 765 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $161,274,000 |
| Average Mortgage Loan Amount Applied For | $216,311 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $146,934 |
| Highest Applicant Income | $1,535,000 |
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| Home Improvement |
1 | $187,000 |
$187,000 | $187,000 |
$347,000 | $347,000 |
| Home Purchase |
484 | $94,360,000 |
$194,000 | $1,000,000 |
$121,000 | $1,500,000 |
| Refinancing |
280 | $66,727,000 |
$238,000 | $1,500,000 |
$158,000 | $1,535,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
14 | $4,157,000 |
$296,000 | $832,000 |
$173,000 | $350,000 |
| Black or African American |
40 | $6,333,000 |
$158,000 | $489,000 |
$76,000 | $204,000 |
| Hispanic |
33 | $6,042,000 |
$183,000 | $666,000 |
$143,000 | $347,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $406,000 |
$135,000 | $236,000 |
$131,000 | $156,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
12 | $3,159,000 |
$263,000 | $473,000 |
$127,000 | $332,000 |
| White |
663 | $141,177,000 |
$212,000 | $1,500,000 |
$137,000 | $1,535,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
765 | $161,274,000 |
$210,000 | $1,500,000 |
$135,000 | $1,535,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $1,655,000 |
$236,000 | $686,000 |
$97,000 | $280,000 |
| Application Denied By Financial Institution |
11 | $2,227,000 |
$202,000 | $666,000 |
$86,000 | $294,000 |
| Application Withdrawn By Applicant |
45 | $11,385,000 |
$253,000 | $850,000 |
$176,000 | $1,058,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
702 | $146,007,000 |
$207,000 | $1,500,000 |
$133,000 | $1,535,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $144,000 |
$144,000 | $144,000 |
$131,000 | $131,000 |
| Credit Application Incomplete |
4 | $1,196,000 |
$299,000 | $666,000 |
$115,000 | $294,000 |
| Credit History |
1 | $117,000 |
$117,000 | $117,000 |
$31,000 | $31,000 |
| Debt-To-Income Ratio |
2 | $428,000 |
$214,000 | $222,000 |
$97,000 | $130,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN HOME MORTGAGE INC. by:
Metropolitan Area And
County
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