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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN INTERBANC
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN INTERBANC |
| Address | 4 PARK PLAZA #100 IRVINE, CA 92614 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 885 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $220,638,000 |
| Average Mortgage Loan Amount Applied For | $198,286 |
| Highest Mortgage Loan Amount Applied For | $1,388,000 |
| Average Applicant Income | $93,619 |
| Highest Applicant Income | $1,930,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
221 | $58,797,000 |
$266,000 | $1,100,000 |
$127,000 | $1,320,000 |
| Refinancing |
665 | $162,841,000 |
$244,000 | $1,388,000 |
$114,000 | $1,930,000 |
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| American Indian or Alaskan Native |
2 | $418,000 |
$209,000 | $328,000 |
$43,000 | $64,000 |
| Asian |
46 | $13,872,000 |
$301,000 | $657,000 |
$99,000 | $216,000 |
| Black or African American |
8 | $2,157,000 |
$269,000 | $370,000 |
$175,000 | $720,000 |
| Hispanic |
34 | $9,324,000 |
$274,000 | $580,000 |
$153,000 | $1,320,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $387,000 |
$193,000 | $250,000 |
$468,000 | $876,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
375 | $103,239,000 |
$275,000 | $1,388,000 |
$132,000 | $1,930,000 |
| White |
419 | $92,241,000 |
$220,000 | $1,000,000 |
$99,000 | $1,608,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
886 | $221,638,000 |
$250,000 | $1,388,000 |
$117,000 | $1,930,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
77 | $16,777,000 |
$217,000 | $650,000 |
$100,000 | $1,380,000 |
| Application Withdrawn By Applicant |
99 | $26,641,000 |
$269,000 | $1,000,000 |
$136,000 | $1,320,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
710 | $178,220,000 |
$251,000 | $1,388,000 |
$116,000 | $1,930,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN INTERBANC by:
Metropolitan Area And
County
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