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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN LAKE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN LAKE CREDIT UNION |
| Address | 9900 VETERANS DRIVE SW
TACOMA, WA 98493 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 93 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,935,000 |
| Average Mortgage Loan Amount Applied For | $43,750 |
| Highest Mortgage Loan Amount Applied For | $283,000 |
| Average Applicant Income | $85,500 |
| Highest Applicant Income | $408,000 |
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| Home Improvement |
65 | $3,260,000 |
$50,000 | $187,000 |
$81,000 | $161,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
28 | $1,675,000 |
$59,000 | $283,000 |
$82,000 | $408,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $188,000 |
$47,000 | $69,000 |
$93,000 | $127,000 |
| Black or African American |
11 | $795,000 |
$72,000 | $184,000 |
$66,000 | $126,000 |
| Hispanic |
1 | $33,000 |
$33,000 | $33,000 |
$60,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $25,000 |
$25,000 | $25,000 |
$146,000 | $146,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
76 | $3,894,000 |
$51,000 | $283,000 |
$82,000 | $408,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
93 | $4,935,000 |
$53,000 | $283,000 |
$81,000 | $408,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $25,000 |
$25,000 | $25,000 |
$70,000 | $70,000 |
| Application Withdrawn By Applicant |
3 | $121,000 |
$40,000 | $50,000 |
$90,000 | $155,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
89 | $4,789,000 |
$53,000 | $283,000 |
$81,000 | $408,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $25,000 |
$25,000 | $25,000 |
$70,000 | $70,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN LAKE CREDIT UNION by:
Metropolitan Area And
County
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