|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
AMERICAN NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
AMERICAN NATIONAL BANK |
| Address | 201 MAIN ST
PIERSON, IA 51048 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 285 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,306,000 |
| Average Mortgage Loan Amount Applied For | $78,823 |
| Highest Mortgage Loan Amount Applied For | $882,000 |
| Average Applicant Income | $58,764 |
| Highest Applicant Income | $278,000 |
|
|
|
| Home Improvement |
18 | $271,000 |
$15,000 | $58,000 |
$54,000 | $143,000 |
| Home Purchase |
90 | $5,483,000 |
$60,000 | $245,000 |
$52,000 | $172,000 |
| Refinancing |
177 | $11,552,000 |
$65,000 | $882,000 |
$52,000 | $278,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $18,000 |
$18,000 | $18,000 |
$44,000 | $44,000 |
| Hispanic |
3 | $62,000 |
$20,000 | $35,000 |
$55,000 | $87,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $950,000 |
$316,000 | $882,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
278 | $16,276,000 |
$58,000 | $553,000 |
$53,000 | $278,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
281 | $17,016,000 |
$60,000 | $882,000 |
$52,000 | $278,000 |
| FHA-insured (Federal Housing Administration) |
1 | $57,000 |
$57,000 | $57,000 |
$38,000 | $38,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $233,000 |
$77,000 | $106,000 |
$42,000 | $48,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
19 | $671,000 |
$35,000 | $85,000 |
$32,000 | $64,000 |
| Application Withdrawn By Applicant |
4 | $380,000 |
$95,000 | $140,000 |
$42,000 | $68,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
262 | $16,255,000 |
$62,000 | $882,000 |
$54,000 | $278,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
14 | $433,000 |
$30,000 | $65,000 |
$30,000 | $46,000 |
| Debt-To-Income Ratio |
4 | $223,000 |
$55,000 | $85,000 |
$40,000 | $64,000 |
| Employment History |
1 | $15,000 |
$15,000 | $15,000 |
$31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for AMERICAN NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
