|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
AMERICAN NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
AMERICAN NATIONAL BANK |
| Address | 2732 MIDWESTERN PARKWAY
WICHITA FALLS, TX 76308 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 571 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $54,256,000 |
| Average Mortgage Loan Amount Applied For | $116,750 |
| Highest Mortgage Loan Amount Applied For | $572,000 |
| Average Applicant Income | $88,625 |
| Highest Applicant Income | $2,149,000 |
|
|
|
| Home Improvement |
16 | $357,000 |
$22,000 | $53,000 |
$96,000 | $341,000 |
| Home Purchase |
468 | $43,646,000 |
$93,000 | $500,000 |
$64,000 | $443,000 |
| Refinancing |
87 | $10,253,000 |
$117,000 | $572,000 |
$106,000 | $2,149,000 |
|
|
| American Indian or Alaskan Native |
1 | $18,000 |
$18,000 | $18,000 |
$53,000 | $53,000 |
| Asian |
14 | $1,862,000 |
$133,000 | $500,000 |
$90,000 | $200,000 |
| Black or African American |
19 | $1,819,000 |
$95,000 | $210,000 |
$49,000 | $103,000 |
| Hispanic |
46 | $3,563,000 |
$77,000 | $182,000 |
$47,000 | $98,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $355,000 |
$88,000 | $147,000 |
$135,000 | $150,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
487 | $46,639,000 |
$95,000 | $572,000 |
$74,000 | $2,149,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
405 | $37,184,000 |
$91,000 | $572,000 |
$78,000 | $2,149,000 |
| FHA-insured (Federal Housing Administration) |
79 | $6,291,000 |
$79,000 | $159,000 |
$49,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $336,000 |
$112,000 | $156,000 |
$62,000 | $84,000 |
| VA-guaranteed (Veterans Administration) |
84 | $10,445,000 |
$124,000 | $270,000 |
$62,000 | $155,000 |
|
|
| Application Approved But Not Accepted |
22 | $1,871,000 |
$85,000 | $343,000 |
$59,000 | $160,000 |
| Application Denied By Financial Institution |
33 | $2,140,000 |
$64,000 | $264,000 |
$37,000 | $102,000 |
| Application Withdrawn By Applicant |
38 | $3,325,000 |
$87,000 | $252,000 |
$62,000 | $174,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
478 | $46,920,000 |
$98,000 | $572,000 |
$75,000 | $2,149,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
3 | $75,000 |
$25,000 | $40,000 |
$22,000 | $46,000 |
| Credit Application Incomplete |
7 | $851,000 |
$121,000 | $264,000 |
$43,000 | $102,000 |
| Credit History |
15 | $713,000 |
$47,000 | $101,000 |
$39,000 | $102,000 |
| Debt-To-Income Ratio |
2 | $102,000 |
$51,000 | $52,000 |
$25,000 | $29,000 |
| Employment History |
1 | $65,000 |
$65,000 | $65,000 |
$14,000 | $14,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $334,000 |
$66,000 | $139,000 |
$43,000 | $72,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for AMERICAN NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
