|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
AMERICAN SAVINGS, FSB
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
AMERICAN SAVINGS, FSB |
| Address | 8230 HOHMAN AVE
MUNSTER, IN 46321 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 210 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,065,000 |
| Average Mortgage Loan Amount Applied For | $160,000 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $86,500 |
| Highest Applicant Income | $540,000 |
|
|
|
| Home Improvement |
4 | $149,000 |
$37,000 | $64,000 |
$50,000 | $62,000 |
| Home Purchase |
141 | $22,231,000 |
$157,000 | $668,000 |
$74,000 | $392,000 |
| Refinancing |
113 | $8,705,000 |
$77,000 | $334,000 |
$84,000 | $540,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $1,380,000 |
$460,000 | $668,000 |
$288,000 | $348,000 |
| Black or African American |
4 | $269,000 |
$67,000 | $137,000 |
$113,000 | $160,000 |
| Hispanic |
12 | $1,207,000 |
$100,000 | $292,000 |
$68,000 | $122,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $219,000 |
$109,000 | $131,000 |
$32,000 | $65,000 |
| Not Provided |
26 | $4,292,000 |
$165,000 | $406,000 |
$0 | $0 |
| White |
211 | $23,718,000 |
$112,000 | $442,000 |
$85,000 | $540,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
258 | $31,085,000 |
$120,000 | $668,000 |
$78,000 | $540,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $238,000 |
$47,000 | $108,000 |
$38,000 | $66,000 |
| Application Withdrawn By Applicant |
21 | $2,033,000 |
$96,000 | $400,000 |
$65,000 | $213,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
200 | $23,889,000 |
$119,000 | $668,000 |
$91,000 | $540,000 |
| Loan Purchased By The Institution |
32 | $4,925,000 |
$153,000 | $406,000 |
$10,000 | $113,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $108,000 |
$108,000 | $108,000 |
$66,000 | $66,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $90,000 |
$45,000 | $80,000 |
$41,000 | $50,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $40,000 |
$20,000 | $25,000 |
$23,000 | $35,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for AMERICAN SAVINGS, FSB by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
