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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN SECURITY BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN SECURITY BANK & TRUST |
| Address | 101 SPRINGHOUSE CT
HENDERSONVILLE, TN 37075 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 11 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,998,000 |
| Average Mortgage Loan Amount Applied For | $344,750 |
| Highest Mortgage Loan Amount Applied For | $1,096,000 |
| Average Applicant Income | $147,250 |
| Highest Applicant Income | $376,000 |
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| Home Improvement |
1 | $250,000 |
$250,000 | $250,000 |
$161,000 | $161,000 |
| Home Purchase |
5 | $2,409,000 |
$481,000 | $1,096,000 |
$163,000 | $376,000 |
| Refinancing |
5 | $1,339,000 |
$267,000 | $420,000 |
$111,000 | $164,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $419,000 |
$419,000 | $419,000 |
$155,000 | $155,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
10 | $3,579,000 |
$357,000 | $1,096,000 |
$138,000 | $376,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
11 | $3,998,000 |
$363,000 | $1,096,000 |
$139,000 | $376,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $408,000 |
$408,000 | $408,000 |
$126,000 | $126,000 |
| Application Denied By Financial Institution |
2 | $839,000 |
$419,000 | $420,000 |
$159,000 | $164,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8 | $2,751,000 |
$343,000 | $1,096,000 |
$136,000 | $376,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN SECURITY BANK & TRUST by:
Metropolitan Area And
County
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