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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICANWEST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICANWEST BANK |
| Address | 41 W RIVERSIDE AVENUE, SUITE 100
SPOKANE, WA 99201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 961 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $169,624,000 |
| Average Mortgage Loan Amount Applied For | $301,000 |
| Highest Mortgage Loan Amount Applied For | $6,280,000 |
| Average Applicant Income | $73,369 |
| Highest Applicant Income | $3,522,000 |
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| Home Improvement |
81 | $7,312,000 |
$90,000 | $400,000 |
$65,000 | $203,000 |
| Home Purchase |
577 | $116,449,000 |
$201,000 | $6,280,000 |
$96,000 | $3,522,000 |
| Refinancing |
303 | $45,863,000 |
$151,000 | $1,600,000 |
$69,000 | $574,000 |
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| American Indian or Alaskan Native |
20 | $2,463,000 |
$123,000 | $250,000 |
$96,000 | $397,000 |
| Asian |
12 | $1,820,000 |
$151,000 | $380,000 |
$98,000 | $295,000 |
| Black or African American |
2 | $133,000 |
$66,000 | $112,000 |
$89,000 | $89,000 |
| Hispanic |
57 | $6,301,000 |
$110,000 | $240,000 |
$36,000 | $136,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $430,000 |
$215,000 | $270,000 |
$74,000 | $96,000 |
| Not applicable |
22 | $7,533,000 |
$342,000 | $1,600,000 |
$2,000 | $55,000 |
| Not Provided |
35 | $8,268,000 |
$236,000 | $900,000 |
$107,000 | $668,000 |
| White |
811 | $142,676,000 |
$175,000 | $6,280,000 |
$89,000 | $3,522,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
902 | $161,128,000 |
$178,000 | $6,280,000 |
$87,000 | $3,522,000 |
| FHA-insured (Federal Housing Administration) |
42 | $5,649,000 |
$134,000 | $260,000 |
$51,000 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
9 | $1,316,000 |
$146,000 | $269,000 |
$42,000 | $73,000 |
| VA-guaranteed (Veterans Administration) |
8 | $1,531,000 |
$191,000 | $358,000 |
$47,000 | $95,000 |
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| Application Approved But Not Accepted |
151 | $24,957,000 |
$165,000 | $980,000 |
$78,000 | $668,000 |
| Application Denied By Financial Institution |
116 | $14,385,000 |
$124,000 | $980,000 |
$50,000 | $450,000 |
| Application Withdrawn By Applicant |
78 | $12,736,000 |
$163,000 | $510,000 |
$70,000 | $314,000 |
| File Closed For Incompleteness |
10 | $1,435,000 |
$143,000 | $324,000 |
$69,000 | $164,000 |
| Loan Originated |
606 | $116,111,000 |
$191,000 | $6,280,000 |
$96,000 | $3,522,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICANWEST BANK by:
Metropolitan Area And
County
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