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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAS HOME LOAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAS HOME LOAN |
| Address | 15850 W BLUEMOUND RD
BROOKFIELD, WI 53185 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 513 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $71,618,000 |
| Average Mortgage Loan Amount Applied For | $147,555 |
| Highest Mortgage Loan Amount Applied For | $2,750,000 |
| Average Applicant Income | $86,740 |
| Highest Applicant Income | $2,707,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
227 | $34,573,000 |
$152,000 | $2,750,000 |
$84,000 | $2,707,000 |
| Refinancing |
287 | $37,187,000 |
$129,000 | $560,000 |
$66,000 | $306,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $384,000 |
$128,000 | $165,000 |
$24,000 | $47,000 |
| Hispanic |
69 | $7,295,000 |
$105,000 | $212,000 |
$53,000 | $152,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
436 | $62,939,000 |
$144,000 | $2,750,000 |
$78,000 | $2,707,000 |
| White |
6 | $1,142,000 |
$190,000 | $312,000 |
$99,000 | $287,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
514 | $71,760,000 |
$139,000 | $2,750,000 |
$74,000 | $2,707,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
58 | $10,109,000 |
$174,000 | $1,267,000 |
$79,000 | $420,000 |
| Application Withdrawn By Applicant |
183 | $25,649,000 |
$140,000 | $1,000,000 |
$59,000 | $360,000 |
| File Closed For Incompleteness |
16 | $4,878,000 |
$304,000 | $2,750,000 |
$197,000 | $2,707,000 |
| Loan Originated |
257 | $31,124,000 |
$121,000 | $560,000 |
$76,000 | $306,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
8 | $1,151,000 |
$143,000 | $480,000 |
$121,000 | $300,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
24 | $3,312,000 |
$138,000 | $575,000 |
$50,000 | $300,000 |
| Debt-To-Income Ratio |
4 | $1,612,000 |
$403,000 | $1,267,000 |
$72,000 | $197,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $508,000 |
$101,000 | $145,000 |
$171,000 | $420,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $713,000 |
$237,000 | $480,000 |
$144,000 | $300,000 |
| Unverifiable Information |
2 | $279,000 |
$139,000 | $148,000 |
$52,000 | $68,000 |
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Mortgage Loan App Totals for AMERICAS HOME LOAN by:
Metropolitan Area And
County
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