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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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AMERICASBANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICASBANK |
| Address | 500 YORK ROAD
TOWSON, MD 21204 |
| Agency | Federal Reserve System (FRS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 299 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $78,582,000 |
| Average Mortgage Loan Amount Applied For | $338,433 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $129,433 |
| Highest Applicant Income | $6,000,000 |
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| Home Improvement |
17 | $5,961,000 |
$350,000 | $1,325,000 |
$207,000 | $1,047,000 |
| Home Purchase |
176 | $44,674,000 |
$253,000 | $1,330,000 |
$130,000 | $1,452,000 |
| Refinancing |
106 | $27,947,000 |
$263,000 | $1,500,000 |
$164,000 | $6,000,000 |
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| American Indian or Alaskan Native |
3 | $832,000 |
$277,000 | $417,000 |
$131,000 | $207,000 |
| Asian |
5 | $1,265,000 |
$253,000 | $368,000 |
$260,000 | $474,000 |
| Black or African American |
33 | $7,069,000 |
$214,000 | $1,237,000 |
$116,000 | $220,000 |
| Hispanic |
7 | $1,659,000 |
$237,000 | $417,000 |
$99,000 | $151,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $90,000 |
$90,000 | $90,000 |
$90,000 | $90,000 |
| Not applicable |
9 | $3,260,000 |
$362,000 | $1,220,000 |
$745,000 | $6,000,000 |
| Not Provided |
3 | $1,365,000 |
$455,000 | $1,000,000 |
$47,000 | $103,000 |
| White |
238 | $63,042,000 |
$264,000 | $1,500,000 |
$128,000 | $1,452,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
298 | $78,349,000 |
$262,000 | $1,500,000 |
$146,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) |
1 | $233,000 |
$233,000 | $233,000 |
$47,000 | $47,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $88,000 |
$88,000 | $88,000 |
$258,000 | $258,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $233,000 |
$233,000 | $233,000 |
$47,000 | $47,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
297 | $78,261,000 |
$263,000 | $1,500,000 |
$146,000 | $6,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICASBANK by:
Metropolitan Area And
County
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