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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERUS HOME LENDING, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERUS HOME LENDING, INC |
| Address | 4121 NW URBANDALE DRIVE
URBANDALE, IA 50322 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 10,000 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,217,592,000 |
| Average Mortgage Loan Amount Applied For | $114,328 |
| Highest Mortgage Loan Amount Applied For | $612,000 |
| Average Applicant Income | $59,782 |
| Highest Applicant Income | $546,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
1,823 | $174,826,000 |
$93,607 | $612,000 |
$61,178 | $546,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
8,177 | $1,042,766,000 |
$143,166 | $520,000 |
$64,527 | $420,000 |
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| American Indian or Alaskan Native |
20 | $1,836,000 |
$89,000 | $180,000 |
$48,416 | $84,000 |
| Asian or Pacific Islander |
47 | $5,929,000 |
$120,571 | $255,000 |
$50,428 | $136,000 |
| Black |
465 | $55,200,000 |
$130,363 | $414,000 |
$58,000 | $190,000 |
| Hispanic |
194 | $21,959,000 |
$105,739 | $350,000 |
$55,000 | $200,000 |
| Information not provided by applicant in mail or telephone application |
277 | $23,871,000 |
$89,750 | $391,000 |
$72,600 | $246,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
51 | $6,629,000 |
$130,578 | $520,000 |
$63,105 | $291,000 |
| White |
8,946 | $1,102,168,000 |
$132,416 | $612,000 |
$63,083 | $546,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
10,000 | $1,217,592,000 |
$134,162 | $612,000 |
$62,837 | $546,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
103 | $8,306,000 |
$80,842 | $243,000 |
$74,947 | $235,000 |
| Application Denied By Financial Institution |
3,687 | $435,475,000 |
$128,342 | $520,000 |
$55,971 | $546,000 |
| Application Withdrawn By Applicant |
3,478 | $433,884,000 |
$138,181 | $612,000 |
$69,060 | $232,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
2,732 | $339,927,000 |
$131,214 | $400,000 |
$69,107 | $355,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
178 | $20,578,000 |
$112,086 | $411,000 |
$69,869 | $546,000 |
| Credit Application Incomplete |
79 | $9,805,000 |
$132,105 | $266,000 |
$55,368 | $120,000 |
| Credit History |
1,101 | $121,072,000 |
$125,038 | $472,000 |
$61,769 | $237,000 |
| Debt-To-Income Ratio |
1,338 | $165,873,000 |
$125,111 | $510,000 |
$45,444 | $420,000 |
| Employment History |
141 | $15,664,000 |
$108,150 | $301,000 |
$63,550 | $193,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
826 | $99,793,000 |
$130,617 | $520,000 |
$62,058 | $318,000 |
| Unverifiable Information |
24 | $2,690,000 |
$115,066 | $240,000 |
$60,466 | $114,000 |
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Mortgage Loan App Totals for AMERUS HOME LENDING, INC by:
Metropolitan Area And
County
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