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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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AMFIRST BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMFIRST BANK, N.A. |
| Address | 602 WEST B ST.
MCCOOK, NE 69001 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 46 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,990,000 |
| Average Mortgage Loan Amount Applied For | $134,777 |
| Highest Mortgage Loan Amount Applied For | $430,000 |
| Average Applicant Income | $270,111 |
| Highest Applicant Income | $1,267,000 |
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| Home Improvement |
3 | $18,000 |
$6,000 | $9,000 |
$53,000 | $77,000 |
| Home Purchase |
28 | $1,488,000 |
$53,000 | $150,000 |
$87,000 | $1,267,000 |
| Refinancing |
15 | $2,484,000 |
$165,000 | $430,000 |
$140,000 | $492,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $80,000 |
$40,000 | $55,000 |
$37,000 | $39,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $37,000 |
$18,000 | $32,000 |
$39,000 | $42,000 |
| White |
42 | $3,873,000 |
$92,000 | $430,000 |
$108,000 | $1,267,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
39 | $3,361,000 |
$86,000 | $430,000 |
$109,000 | $1,267,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
7 | $629,000 |
$89,000 | $340,000 |
$63,000 | $258,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $328,000 |
$109,000 | $158,000 |
$69,000 | $109,000 |
| Application Denied By Financial Institution |
9 | $540,000 |
$60,000 | $156,000 |
$53,000 | $106,000 |
| Application Withdrawn By Applicant |
1 | $55,000 |
$55,000 | $55,000 |
$39,000 | $39,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
33 | $3,067,000 |
$92,000 | $430,000 |
$120,000 | $1,267,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $428,000 |
$53,000 | $156,000 |
$58,000 | $106,000 |
| Debt-To-Income Ratio |
1 | $112,000 |
$112,000 | $112,000 |
$15,000 | $15,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMFIRST BANK, N.A. by:
Metropolitan Area And
County
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