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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMSTAR MORTGAGE CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMSTAR MORTGAGE CORPORATION |
| Address | 10851 SCARSDALE BLVD.
HOUSTON, TX 77089 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 10,792 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,810,320,000 |
| Average Mortgage Loan Amount Applied For | $150,619 |
| Highest Mortgage Loan Amount Applied For | $6,900,000 |
| Average Applicant Income | $80,936 |
| Highest Applicant Income | $5,114,000 |
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| Home Improvement |
182 | $50,913,000 |
$279,000 | $3,200,000 |
$117,000 | $984,000 |
| Home Purchase |
5,779 | $815,619,000 |
$141,000 | $6,900,000 |
$87,000 | $5,114,000 |
| Refinancing |
4,838 | $944,947,000 |
$195,000 | $4,125,000 |
$86,000 | $2,388,000 |
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| American Indian or Alaskan Native |
40 | $5,354,000 |
$133,000 | $348,000 |
$115,000 | $358,000 |
| Asian |
181 | $35,797,000 |
$197,000 | $858,000 |
$112,000 | $360,000 |
| Black or African American |
2,067 | $291,549,000 |
$141,000 | $1,920,000 |
$72,000 | $1,200,000 |
| Hispanic |
1,448 | $258,248,000 |
$178,000 | $1,271,000 |
$89,000 | $1,980,000 |
| Native Hawaiin or Other Pacific Islander |
35 | $5,100,000 |
$145,000 | $560,000 |
$110,000 | $285,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1,954 | $367,565,000 |
$188,000 | $5,000,000 |
$91,000 | $2,040,000 |
| White |
5,074 | $847,866,000 |
$167,000 | $6,900,000 |
$90,000 | $5,114,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
9,857 | $1,669,779,000 |
$169,000 | $6,900,000 |
$91,000 | $5,114,000 |
| FHA-insured (Federal Housing Administration) |
808 | $123,067,000 |
$152,000 | $664,000 |
$44,000 | $849,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $275,000 |
$68,000 | $112,000 |
$93,000 | $180,000 |
| VA-guaranteed (Veterans Administration) |
130 | $18,358,000 |
$141,000 | $308,000 |
$63,000 | $180,000 |
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| Application Approved But Not Accepted |
136 | $20,006,000 |
$147,000 | $961,000 |
$91,000 | $350,000 |
| Application Denied By Financial Institution |
823 | $122,924,000 |
$149,000 | $2,300,000 |
$69,000 | $780,000 |
| Application Withdrawn By Applicant |
1,493 | $285,635,000 |
$191,000 | $6,900,000 |
$72,000 | $1,138,000 |
| File Closed For Incompleteness |
47 | $5,586,000 |
$118,000 | $320,000 |
$52,000 | $180,000 |
| Loan Originated |
8,300 | $1,377,328,000 |
$165,000 | $4,125,000 |
$92,000 | $5,114,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
14 | $1,668,000 |
$119,000 | $352,000 |
$99,000 | $379,000 |
| Credit Application Incomplete |
1 | $46,000 |
$46,000 | $46,000 |
$64,000 | $64,000 |
| Credit History |
101 | $16,196,000 |
$160,000 | $2,300,000 |
$57,000 | $700,000 |
| Debt-To-Income Ratio |
13 | $1,511,000 |
$116,000 | $222,000 |
$44,000 | $102,000 |
| Employment History |
10 | $1,256,000 |
$125,000 | $326,000 |
$56,000 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $651,000 |
$130,000 | $205,000 |
$57,000 | $106,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
629 | $93,467,000 |
$148,000 | $1,244,000 |
$73,000 | $780,000 |
| Unverifiable Information |
7 | $875,000 |
$125,000 | $230,000 |
$37,000 | $65,000 |
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Mortgage Loan App Totals for AMSTAR MORTGAGE CORPORATION by:
Metropolitan Area And
County
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