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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ANHEUSER-BUSCH EMPLOYEES CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
ANHEUSER-BUSCH EMPLOYEES CU |
| Address | 1001 LYNCH STREET
ST. LOUIS, MO 63118 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,685 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $171,660,000 |
| Average Mortgage Loan Amount Applied For | $117,909 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $75,271 |
| Highest Applicant Income | $1,776,000 |
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| Home Improvement |
657 | $26,977,000 |
$41,000 | $267,000 |
$60,000 | $686,000 |
| Home Purchase |
880 | $129,857,000 |
$147,000 | $800,000 |
$68,000 | $792,000 |
| Refinancing |
528 | $75,396,000 |
$142,000 | $590,000 |
$73,000 | $1,776,000 |
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| American Indian or Alaskan Native |
9 | $1,094,000 |
$121,000 | $360,000 |
$65,000 | $120,000 |
| Asian |
20 | $3,611,000 |
$180,000 | $417,000 |
$75,000 | $151,000 |
| Black or African American |
284 | $30,978,000 |
$109,000 | $400,000 |
$53,000 | $315,000 |
| Hispanic |
160 | $20,370,000 |
$127,000 | $460,000 |
$54,000 | $152,000 |
| Native Hawaiin or Other Pacific Islander |
7 | $1,446,000 |
$206,000 | $417,000 |
$65,000 | $115,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
46 | $2,798,000 |
$60,000 | $248,000 |
$77,000 | $792,000 |
| White |
1,539 | $171,933,000 |
$111,000 | $800,000 |
$70,000 | $1,776,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,065 | $232,230,000 |
$112,000 | $800,000 |
$67,000 | $1,776,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
55 | $5,227,000 |
$95,000 | $285,000 |
$59,000 | $121,000 |
| Application Denied By Financial Institution |
218 | $27,006,000 |
$123,000 | $563,000 |
$51,000 | $350,000 |
| Application Withdrawn By Applicant |
398 | $62,348,000 |
$156,000 | $713,000 |
$79,000 | $1,776,000 |
| File Closed For Incompleteness |
21 | $4,194,000 |
$199,000 | $800,000 |
$70,000 | $176,000 |
| Loan Originated |
1,301 | $122,240,000 |
$93,000 | $800,000 |
$66,000 | $686,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
64 | $10,154,000 |
$158,000 | $416,000 |
$66,000 | $212,000 |
| Preapproval Denied by Financial Institution |
8 | $1,061,000 |
$132,000 | $194,000 |
$45,000 | $73,000 |
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| Collateral |
16 | $1,742,000 |
$108,000 | $400,000 |
$47,000 | $89,000 |
| Credit Application Incomplete |
20 | $2,253,000 |
$112,000 | $300,000 |
$76,000 | $310,000 |
| Credit History |
85 | $8,542,000 |
$100,000 | $417,000 |
$55,000 | $350,000 |
| Debt-To-Income Ratio |
43 | $7,359,000 |
$171,000 | $563,000 |
$39,000 | $120,000 |
| Employment History |
2 | $141,000 |
$70,000 | $110,000 |
$45,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
22 | $3,675,000 |
$167,000 | $417,000 |
$48,000 | $106,000 |
| Mortgage Insurance Denied |
7 | $730,000 |
$104,000 | $200,000 |
$37,000 | $60,000 |
| Other |
18 | $2,103,000 |
$116,000 | $290,000 |
$44,000 | $78,000 |
| Unverifiable Information |
13 | $1,522,000 |
$117,000 | $251,000 |
$55,000 | $108,000 |
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Mortgage Loan App Totals for ANHEUSER-BUSCH EMPLOYEES CU by:
Metropolitan Area And
County
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