|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
APCO EMPLOYEES CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
APCO EMPLOYEES CREDIT UNION |
| Address | 1608 7TH AVENUE NORTH
BIRMINGHAM, AL 35203 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 257 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $34,783,000 |
| Average Mortgage Loan Amount Applied For | $134,121 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $93,151 |
| Highest Applicant Income | $305,000 |
|
|
|
| Home Improvement |
7 | $663,000 |
$94,000 | $217,000 |
$69,000 | $108,000 |
| Home Purchase |
120 | $17,504,000 |
$145,000 | $300,000 |
$88,000 | $305,000 |
| Refinancing |
130 | $16,616,000 |
$127,000 | $292,000 |
$82,000 | $272,000 |
|
|
| American Indian or Alaskan Native |
5 | $519,000 |
$103,000 | $135,000 |
$48,000 | $73,000 |
| Asian |
4 | $497,000 |
$124,000 | $149,000 |
$78,000 | $107,000 |
| Black or African American |
16 | $1,679,000 |
$104,000 | $275,000 |
$64,000 | $130,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
3 | $655,000 |
$218,000 | $300,000 |
$65,000 | $103,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
229 | $31,433,000 |
$137,000 | $292,000 |
$87,000 | $305,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
257 | $34,783,000 |
$135,000 | $300,000 |
$84,000 | $305,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $199,000 |
$99,000 | $139,000 |
$56,000 | $81,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
255 | $34,584,000 |
$135,000 | $300,000 |
$84,000 | $305,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $199,000 |
$99,000 | $139,000 |
$56,000 | $81,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for APCO EMPLOYEES CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
