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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ARAPAHOE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ARAPAHOE CREDIT UNION |
| Address | PO BOX 2210
CENTENNIAL, CO 80161 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 168 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,860,000 |
| Average Mortgage Loan Amount Applied For | $60,937 |
| Highest Mortgage Loan Amount Applied For | $332,000 |
| Average Applicant Income | $82,750 |
| Highest Applicant Income | $667,000 |
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| Home Improvement |
147 | $5,205,000 |
$35,000 | $100,000 |
$81,000 | $667,000 |
| Home Purchase |
13 | $2,655,000 |
$204,000 | $332,000 |
$83,000 | $192,000 |
| Refinancing |
11 | $1,759,000 |
$159,000 | $276,000 |
$70,000 | $143,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $195,000 |
$65,000 | $149,000 |
$55,000 | $85,000 |
| Black or African American |
6 | $208,000 |
$34,000 | $50,000 |
$49,000 | $92,000 |
| Hispanic |
8 | $291,000 |
$36,000 | $55,000 |
$60,000 | $93,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $192,000 |
$192,000 | $192,000 |
$65,000 | $65,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
16 | $1,123,000 |
$70,000 | $209,000 |
$64,000 | $131,000 |
| White |
137 | $7,610,000 |
$55,000 | $332,000 |
$86,000 | $667,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
171 | $9,619,000 |
$56,000 | $332,000 |
$81,000 | $667,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $30,000 |
$30,000 | $30,000 |
$62,000 | $62,000 |
| Application Denied By Financial Institution |
15 | $496,000 |
$33,000 | $77,000 |
$59,000 | $93,000 |
| Application Withdrawn By Applicant |
3 | $70,000 |
$23,000 | $48,000 |
$94,000 | $132,000 |
| File Closed For Incompleteness |
1 | $78,000 |
$78,000 | $78,000 |
$35,000 | $35,000 |
| Loan Originated |
151 | $8,945,000 |
$59,000 | $332,000 |
$83,000 | $667,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $185,000 |
$30,000 | $50,000 |
$79,000 | $93,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $60,000 |
$20,000 | $40,000 |
$55,000 | $77,000 |
| Debt-To-Income Ratio |
6 | $251,000 |
$41,000 | $77,000 |
$41,000 | $90,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ARAPAHOE CREDIT UNION by:
Metropolitan Area And
County
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