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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ARKANSAS VALLEY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ARKANSAS VALLEY STATE BANK |
| Address | 302 SOUTH MAIN STREET
BROKEN ARROW, OK 74012 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 106 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,463,000 |
| Average Mortgage Loan Amount Applied For | $62,111 |
| Highest Mortgage Loan Amount Applied For | $405,000 |
| Average Applicant Income | $50,888 |
| Highest Applicant Income | $991,000 |
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| Home Improvement |
56 | $1,222,000 |
$21,000 | $200,000 |
$69,000 | $991,000 |
| Home Purchase |
25 | $1,952,000 |
$78,000 | $256,000 |
$58,000 | $153,000 |
| Refinancing |
25 | $2,289,000 |
$91,000 | $405,000 |
$58,000 | $157,000 |
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| American Indian or Alaskan Native |
5 | $423,000 |
$84,000 | $405,000 |
$43,000 | $93,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $52,000 |
$52,000 | $52,000 |
$23,000 | $23,000 |
| Hispanic |
3 | $12,000 |
$4,000 | $6,000 |
$67,000 | $101,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $544,000 |
$77,000 | $188,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
90 | $4,432,000 |
$49,000 | $308,000 |
$70,000 | $991,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
105 | $5,386,000 |
$51,000 | $405,000 |
$64,000 | $991,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $77,000 |
$77,000 | $77,000 |
$52,000 | $52,000 |
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| Application Approved But Not Accepted |
8 | $751,000 |
$93,000 | $308,000 |
$55,000 | $147,000 |
| Application Denied By Financial Institution |
7 | $257,000 |
$36,000 | $100,000 |
$46,000 | $101,000 |
| Application Withdrawn By Applicant |
3 | $132,000 |
$44,000 | $67,000 |
$43,000 | $73,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
88 | $4,323,000 |
$49,000 | $405,000 |
$67,000 | $991,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $251,000 |
$41,000 | $100,000 |
$46,000 | $101,000 |
| Debt-To-Income Ratio |
1 | $6,000 |
$6,000 | $6,000 |
$50,000 | $50,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ARKANSAS VALLEY STATE BANK by:
Metropolitan Area And
County
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