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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ARMSTRONG COUNTY BLDG & LN
Mortgage Loans and Application Details
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| Mortgage Company Name |
ARMSTRONG COUNTY BLDG & LN |
| Address | 935 5TH AVE. PO BOX 271
FORD CITY, PA 16201 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 66 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,227,000 |
| Average Mortgage Loan Amount Applied For | $104,800 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $85,400 |
| Highest Applicant Income | $263,000 |
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| Home Improvement |
7 | $350,000 |
$50,000 | $120,000 |
$123,000 | $215,000 |
| Home Purchase |
37 | $3,816,000 |
$103,000 | $500,000 |
$77,000 | $263,000 |
| Refinancing |
22 | $2,061,000 |
$93,000 | $212,000 |
$77,000 | $140,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $97,000 |
$48,000 | $80,000 |
$58,000 | $62,000 |
| Hispanic |
1 | $70,000 |
$70,000 | $70,000 |
$187,000 | $187,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
63 | $6,060,000 |
$96,000 | $500,000 |
$81,000 | $263,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
66 | $6,227,000 |
$94,000 | $500,000 |
$82,000 | $263,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $357,000 |
$119,000 | $152,000 |
$45,000 | $71,000 |
| Application Withdrawn By Applicant |
5 | $275,000 |
$55,000 | $120,000 |
$71,000 | $143,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
58 | $5,595,000 |
$96,000 | $500,000 |
$85,000 | $263,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $150,000 |
$150,000 | $150,000 |
$20,000 | $20,000 |
| Debt-To-Income Ratio |
1 | $152,000 |
$152,000 | $152,000 |
$46,000 | $46,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $55,000 |
$55,000 | $55,000 |
$71,000 | $71,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ARMSTRONG COUNTY BLDG & LN by:
Metropolitan Area And
County
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