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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ARMY AVIATION CENTER FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
ARMY AVIATION CENTER FCU |
| Address | 2462 MONTGOMERY HWY
DOTHAN, AL 36303 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 411 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,876,000 |
| Average Mortgage Loan Amount Applied For | $43,659 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $94,148 |
| Highest Applicant Income | $264,000 |
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| Home Improvement |
345 | $12,443,000 |
$36,000 | $114,000 |
$75,000 | $264,000 |
| Home Purchase |
26 | $1,867,000 |
$71,000 | $700,000 |
$62,000 | $192,000 |
| Refinancing |
76 | $4,111,000 |
$54,000 | $120,000 |
$74,000 | $228,000 |
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| American Indian or Alaskan Native |
4 | $172,000 |
$43,000 | $100,000 |
$74,000 | $107,000 |
| Asian |
3 | $155,000 |
$51,000 | $70,000 |
$70,000 | $103,000 |
| Black or African American |
29 | $1,214,000 |
$41,000 | $133,000 |
$63,000 | $144,000 |
| Hispanic |
10 | $1,094,000 |
$109,000 | $700,000 |
$85,000 | $192,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $35,000 |
$35,000 | $35,000 |
$84,000 | $84,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
46 | $1,609,000 |
$34,000 | $120,000 |
$68,000 | $212,000 |
| White |
354 | $14,142,000 |
$39,000 | $120,000 |
$75,000 | $264,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
447 | $18,421,000 |
$41,000 | $700,000 |
$74,000 | $264,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
47 | $1,582,000 |
$33,000 | $120,000 |
$45,000 | $144,000 |
| Application Withdrawn By Applicant |
32 | $1,623,000 |
$50,000 | $133,000 |
$69,000 | $228,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
368 | $15,216,000 |
$41,000 | $700,000 |
$78,000 | $264,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
35 | $1,146,000 |
$32,000 | $120,000 |
$46,000 | $144,000 |
| Debt-To-Income Ratio |
7 | $232,000 |
$33,000 | $65,000 |
$46,000 | $66,000 |
| Employment History |
1 | $30,000 |
$30,000 | $30,000 |
$39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $100,000 |
$100,000 | $100,000 |
$80,000 | $80,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ARMY AVIATION CENTER FCU by:
Metropolitan Area And
County
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